Mid-Level Software Engineer at Nova Credit

Toronto, Ontario, Canada

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Requirements

3+ years of relevant experience, ideally in a fast-paced or product-driven environment
Proficiency with technologies and tools related to the tech stack (Node.js, React, TypeScript, Python, PostgreSQL, AWS)
Growth-minded and eager to learn, adapting quickly to new challenges and priorities in a dynamic environment
Effective communicator and team player, able to collaborate with technical and non-technical stakeholders

Responsibilities

Developing and enhancing features for enterprise-grade APIs, web applications, and dashboards
Contributing to the expansion of design systems to improve UI/UX consistency
Working on the implementation of new data supplier integrations
Improving and deploying features based on existing data models for new attributes and scores
In the first month: Become familiar with mission, business model, product offerings; get to know team and working style; understand software development lifecycle; land "new hire" ticket in first week and contribute to at least one roadmap feature in first month
In the first quarter: Understand work's contribution to business goals; collaborate with engineering, product, and design teams; take ownership of defined features with quality and support; participate in team norms (project planning, code reviews, QA, on-call rotation); deepen knowledge of product areas and identify improvements
In the first year: Become proficient in product vertical and technical artifacts; deliver multiple features from implementation to deployment; contribute to team discussions and provide feedback; solidify understanding of engineering practices and contribute to team efficiency; expand technical skillset

Skills

Node.js

React

TypeScript

Python

PostgreSQL

AWS

Nova Credit

Translates international credit data for lenders

About Nova Credit

Nova Credit helps newcomers to the U.S. by translating their international credit histories into standardized credit reports through its service called Credit Passport®. This allows financial institutions to assess the creditworthiness of these individuals, enabling them to access products like credit cards and loans. Additionally, Nova Credit offers Cash Atlas™, which uses bank transaction data to improve risk prediction for consumers with limited credit histories. The company aims to assist financial institutions in expanding their customer base and making informed lending decisions.

San Francisco, CaliforniaHeadquarters

2016Year Founded

$111.2MTotal Funding

SERIES_CCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Medical, Dental, and Vision are 99% subsidized for Nova Credit employees, and 50% for dependents.

Nova Credit sponsored 401K plan.

On each work anniversary, Nova Credit will reimburse the cost of a roundtrip economy ticket to any destination in the world.

Unlimited vacation policy.

Risks

Equifax's new program may reduce Nova Credit's market share in cross-border credit.

Partnerships in Canada may lead to increased regulatory scrutiny and compliance challenges.

Nova Credit Platform launch poses operational risks in managing diverse data sources.

Differentiation

Nova Credit offers unique cross-border credit solutions like Credit Passport® and Cash Atlas™.

The company leverages alternative credit data to fill gaps in traditional credit analytics.

Nova Credit partners with major institutions like American Express and HSBC for credit solutions.

Upsides

Increased open banking adoption boosts demand for Nova Credit's alternative credit solutions.

Rising global immigration rates expand the market for Nova Credit's cross-border services.

Digital identity verification tech supports Nova Credit's international credit data initiatives.

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