M&T Capital Leasing Corporation Lead Contract & Transaction Analyst at M&T Bank

Bridgeport, Connecticut, United States

Apply Now

Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial Services, Equipment LeasingIndustries

Requirements

Sound understanding of laws and regulations for each type of equipment finance asset and location to ensure first lien position
Current knowledge of applicable state laws for processing titles
Current on relevant laws, regulations, and compliance issues to interpret for specific transactions
Expertise in purchasing non-Leasing paper and assignment documentation for third party originations
Understanding of Company’s risk and regulatory standards, policies, and controls in accordance with Risk Appetite

Responsibilities

Prepare legally binding documents for customer’s execution for the most complex transactions with greatest risk
Analyze and recommend deviations from policy for specific situations to close transactions
Work with sales, credit, and customers to ensure legal documents are properly created, executed, and perfected
Work with Legal on customer documentation negotiations and incorporate approved changes
Contribute to team success by implementing solutions, leading discussions, building procedures, and sharing information
Represent first lien position, recommend release of funds, review pricing at closing, create wires/check requests, and approve outgoing wires within authority
Work on most complex transactions to meet credit approval conditions, inform of problems, and close loans/leases including specialty areas like aviation and marine
Obtain and review liens/lien searches, obtain releases/subordinations for first lien, and process titles
Prepare and process interim funding for complex situations
Approve variances for pricing exceptions
Utilize expertise for complex tasks in purchasing third party originations to ensure security
Work with Sales on selling MTCLC transactions, including non-routine ones
Ensure complex transactions are properly booked, input requirements, and files documented
Obtain countersigned documents, scan into system, and obtain post-closing items
Ensure completion and documentation of files for Portfolio Audit
Participate in special assignments and projects
Lead, train, and mentor less experienced team members; assist manager with daily activities, performance feedback, workflow monitoring, and efficiency recommendations
Identify risk-related issues for escalation and promote an environment supporting belonging and M&T Bank brand

Skills

Key technologies and capabilities for this role

Contract DraftingLegal DocumentationRegulatory ComplianceCredit AnalysisTransaction ClosingDocument NegotiationPricing ReviewWire TransfersLien PerfectionPolicy Deviation Analysis

Questions & Answers

Common questions about this position

What are the main responsibilities of the Lead Contract & Transaction Analyst?

The role involves preparing legally binding documents for the most complex transactions, ensuring MTCLC has a first lien, working with sales, credit, legal, and customers to perfect loans and leases, and handling closing for complex deals including aviation and marine.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What is the salary or compensation for this role?

This information is not specified in the job description.

What does the team environment look like at M&T Capital Leasing Corporation?

The role contributes to team success by implementing solutions, leading team discussions, building procedures, and sharing information to achieve individual and team goals, while providing advice, guidance, and training to less experienced team members.

What experience or skills make a strong candidate for this position?

Strong candidates have expertise in handling the most complex transactions, deep knowledge of laws and regulations for equipment finance assets, ability to analyze policy deviations, negotiate with legal, ensure first liens, and work across sales, credit, and customers.

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters

1993Year Founded

IPOCompany Stage

Financial ServicesIndustries

10,001+Employees