Loan Sales Representative at Above Lending

Houston, Texas, United States

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, LendingIndustries

Requirements

Minimum 2 years of experience in personal lending or loan advisory roles
Strong history of converting leads to sales with documented success in meeting or exceeding sales targets
Technological literacy for computer applications along with the ability to assist clients with uploading documents, navigating websites, and troubleshooting basic device issues
Good understanding of personal finance and lending regulations specifically in regards to debt resolution and personal loans
Ability to read through detailed scripts and follow compliance standards on every call
Strong ability to overcome objections
Strong desire to exceed monthly sales targets
Superior listening skills and ability to engage prospects by phone
Availability to work 8:00a - 5:00p CT (remote or hybrid option in Chicago)

Responsibilities

Assess clients’ financial needs, educate them on available loan products and facilitate the loan application
Engage with clients to ensure they understand the value of our product
Collaborate with verification teams to ensure a seamless customer experience
Meet or exceed monthly sales targets set by management
Effectively organize and manage workload without constant supervision; maintain focus and productivity independently
Effective pipeline management which requires monitoring and tracking leads through each stage of the process
Manage both inbound and outbound calls

Skills

Sales

Lead Conversion

Pipeline Management

Inbound Calls

Outbound Calls

Personal Lending

Loan Advisory

Compliance

Lending Regulations

Troubleshooting

Above Lending

Financial services for debt management and lending

About Above Lending

Above Lending provides financial services that simplify the lending process and assist clients in managing their debt. The company offers straightforward financial products that help individuals achieve their personal finance goals. Clients benefit from competitive interest rates and personalized support from loan specialists, making credit more affordable and accessible. Above Lending primarily targets individuals who want to take control of their debt and enhance their financial well-being. Unlike many competitors, Above Lending focuses on transparency and personalized service, ensuring that clients understand their options. The goal of Above Lending is to help borrowers attain financial stability and reach their financial aspirations.

Northbrook, IllinoisHeadquarters

2019Year Founded

$200MTotal Funding

DEBTCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Sick Leave

Unlimited Paid Time Off

401(k) Company Match

401(k) Retirement Plan

Professional Development Budget

Risks

Rising interest rates may reduce demand for Above Lending's loan products.

Increased competition from fintech startups could erode market share.

Declining consumer credit scores may increase loan default risks.

Differentiation

Above Lending offers personalized support from dedicated loan specialists.

The company focuses on making credit more affordable and accessible.

Above Lending simplifies the lending process for better client experience.

Upsides

Closed a $200 million facility to fund loan book growth.

Increased demand for digital lending platforms boosts Above Lending's market potential.

Growing interest in financial literacy can enhance Above Lending's educational offerings.

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