Lider Riscos Cred Atacado - VAGA AFIRMATIVA PARA PESSOAS NEGRAS at Santander

São Paulo, State of São Paulo, Brazil

Apply Now

Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, FinanceIndustries

Requirements

Consolidated professional experience with deep knowledge in credit policies and processes
Experience in managing regulatory and strategic projects
Analytical capacity, programming skills (query languages, dashboard development, Python usage), and systemic vision
Mastery of regulatory standards
Behavioral competencies: Leadership and team management, articulation and influence capacity, decision-making based on risk and business impact
Alignment with values: Think Customer, Embrace Change, Act Now, Move Together, Speak Up

Responsibilities

Define, review, and keep credit policies updated for SCIB, Corporate, and Private segments
Act as interlocutor in decision-making forums
Ensure alignment of credit processes with internal systems and tools
Support and standardize processes with business and product areas
Coordinate the implementation of regulatory and strategic credit-related projects

Skills

Key technologies and capabilities for this role

Políticas de CréditoProcessos de CréditoRiscos CredíticosRegulamentação FinanceiraGestão de ProjetosSegmentos SCIBCorporate BankingPrivate Banking

Questions & Answers

Common questions about this position

What benefits does Santander offer for this position?

Santander provides a range of benefits including variable compensation (PLR + Bonus), medical and dental assistance, meal and food allowances, complementary pension, life insurance, childcare/nanny aid, Gympass or Totalpass, transportation voucher, Nascer program, Be Healthy wellness program, and PAPE personal support program.

What is the salary range for this role?

This information is not specified in the job description.

Is this position remote or does it require office presence?

This information is not specified in the job description.

What skills and experience are required for this Leader Risks Credit Wholesale role?

The role requires consolidated experience in credit policies and processes, experience in managing regulatory and strategic projects, deep knowledge of regulatory standards, analytical capacity with programming skills (query languages, dashboard development, Python use), systemic vision, leadership and team management, articulation and influence skills, and risk-based decision-making.

What is the company culture like at Santander for this role?

Santander promotes a horizontal culture with 4 clusters: Specialist, Leader, Head, and Partner, valuing behaviors like Think Customer, Embrace Change, Act Now, Move Together, and Speak Up, with close collaboration between teams for technical solidity and continuous evolution.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

Land your dream remote job 3x faster with AI

Try Jobo Free