(Junior/Senior) Produktmanager Kredite/Kartenprodukte (m/w/d) at Santander

Vienna, Vienna, Austria

Santander Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Finance, Consumer FinanceIndustries

Requirements

  • University degree in Business Administration (BWL) or equivalent with a focus on strategic marketing and product management
  • Minimum 5 years of experience in strategic product/process management and knowledge of the Austrian credit and card market
  • Project management experience and process thinking
  • Strong communication skills and team player abilities
  • Excellent analytical skills
  • High customer and market orientation, assertiveness, and analytical and communicative skills
  • Very good German and English skills

Responsibilities

  • Contributing to the strategic alignment of consumer credit and card products
  • Coordinating product-specific requirements with internal stakeholders such as sales, marketing, legal, IT, risk management, and operations
  • Ongoing process optimizations to ensure an optimal customer journey in the sales process across all online and offline sales channels
  • Analyzing and reporting KPIs to support product initiatives
  • Controlling, presenting success results, and budget planning

Skills

Key technologies and capabilities for this role

Product ManagementStrategic MarketingProject ManagementProcess OptimizationKPI AnalysisStakeholder CoordinationCredit ProductsCard ProductsGermanEnglish

Questions & Answers

Common questions about this position

What is the salary for this Product Manager position?

The salary is EUR 44.476,88 brutto per year, which is the minimum KV-Mindestgehalt.

Is this role remote or onsite, and where is it located?

The position is onsite in Austria, with flexible working hours and home office possibility as a benefit.

What are the key skills and experience required for this role?

Candidates need a university degree in Business Administration or equivalent, minimum 5 years of experience in strategic product/process management, knowledge of the Austrian credit and card market, project management experience, strong communication skills, analytical skills, customer orientation, and very good German and English skills.

What benefits does Santander Consumer Bank offer?

Benefits include flexible working hours and home office possibility, a diverse and challenging work area with high responsibility, individual onboarding and training opportunities, attractive social benefits like bonus payments, allowances, discounts, company events, and the Santander for Friends employee referral program with referral bonus.

What makes a strong candidate for this Product Manager role?

A strong candidate will have a university degree in Business Administration with a focus on strategic marketing and product management, at least 5 years of relevant experience in the Austrian credit and card market, proven project management skills, excellent analytical and communication abilities, and fluency in German and English.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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