IC3 Product Engineer India (Senior/Staff) at Wise

Hyderabad, Telangana, India

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Technology, PaymentsIndustries

Requirements

Senior/Staff level experience as a Full Stack Engineer (Mid-Senior Level)
Proficiency in full stack development
Experience with building scalable systems, automations, and tooling
Familiarity with observability stacks and analytics
Ability to collaborate with stakeholders, plan roadmaps, and determine scope for delivery
Knowledge of Indian market regulations, KYC stack, and payment ecosystem (preferred for tailoring solutions)
English language proficiency
Willingness to work on-site full-time in Hyderabad, India

Responsibilities

Develop Wise’s products used by customers to service the Indian market
Disrupt the cross-border industry in India dominated by banks
Design onboarding and money movement solutions tailored to India markets leveraging local KYC stack and payment ecosystem
Develop robust systems to seamlessly onboard customers without delays while compliant with local regulations
Develop scalable money movement systems bringing speed and convenience of domestic payments to cross-border payments
Build and maintain automations and tooling to process customer payments and data in a scalable and cost-efficient way
Utilise observability stack and analytics to identify gaps and unlock opportunities for growth and operational excellence
Collaborate with various stakeholders throughout Wise, plan roadmaps with the team, and work through challenges to determine scope and realistic delivery

Skills

Full Stack Engineering

Product Development

KYC

Payment Systems

Onboarding

Scalable Systems

Automation

Tooling

Cross-border Payments

Regulatory Compliance

Wise

Facilitates low-cost international money transfers

About Wise

Wise focuses on international money transfers, providing a low-cost alternative to traditional banks. It uses a peer-to-peer system to match transfers between users in different countries, which helps reduce fees and offers better exchange rates. Customers pay a small, transparent fee for each transaction, and Wise also offers a multi-currency account for managing funds in various currencies. The company aims to maintain high performance and reliability while ensuring transparency and trust with its users.

London, United KingdomHeadquarters

2011Year Founded

$385.5MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

5,001-10,000Employees

Benefits

PTO & annual leave

Work from home flexibility

Parental leave

Medical insurance plans

Health & wellbeing discounts

Pension & retirement plans

Social events

Relocation support

Risks

Increased competition from banks integrating Swift services could challenge Wise's market share.

Regulatory scrutiny following Stenn's collapse may increase pressure on Wise.

Bitcoin's low transaction fees could attract customers away from Wise's services.

Differentiation

Wise offers a peer-to-peer system for low-cost international money transfers.

The company provides a multi-currency account for ex-pats, freelancers, and travelers.

Wise's transparent fee structure attracts customers seeking cost-effective money transfer solutions.

Upsides

Partnership with Morgan Stanley enhances Wise's cross-border settlement capabilities.

Expansion into India's remittance market presents significant growth opportunities for Wise.

API integrations offer additional revenue streams and market penetration for Wise.

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