Head of Machine Learning at EarnIn

Mountain View, California, United States

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$414,000 – $506,000Compensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Requirements

MS or Ph.D. degree in Computer Science, Statistics or a related technical field, or equivalent work experience
10+ years of experience in Engineering or Scientific domains
7+ years of experience as a team builder and leader in hiring, developing, and managing high-performing teams
Extensive breadth and depth of knowledge of machine learning algorithms
Industry experience building and productionizing machine learning systems
Advanced knowledge of Python, SQL
Strong oral and written communication skills
History of deploying ML models at scale, particularly in fast-paced startup environments
Strong foundation in coding and familiarity with production-level ML engineering practices
Ability to bridge theoretical concepts with practical implementation

Responsibilities

Define and own the machine learning roadmap in alignment with business goals
Lead the ML organization, consisting of multiple teams to design, develop, and optimize ML-based models and systems
Drive a culture of scientific and engineering rigor and real-world pragmatism in your team's work, particularly to quantify the impact of features on relevant engagement metrics
Collaborate with data engineers, product managers, and marketing to coordinate timely deployments from conception to release
Create and execute a vision of taking ML models from research to production, ensuring high performance, reliability, and maintainability

Skills

Machine Learning

Generative AI

ML Engineering

Model Deployment

Production ML

Scalable ML Systems

ML Models

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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