Mercury

Head of Engineering - Risk

New York, New York, United States

Mercury Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Regulated TechnologyIndustries

Requirements

Candidates should possess 10+ years of engineering experience, including at least 2 years in a senior leadership role, ideally within fintech or regulated technology environments. Strong experience in fraud prevention and compliance (KYC/KYB, AML) is required, along with a deep understanding of risk management principles.

Responsibilities

As the Head of Risk Engineering, you will define and execute a risk engineering strategy, lead a team of talented managers and engineers, build and scale risk infrastructure, develop self-service tools for internal teams, and support compliance and regulatory standards. You will also champion data-driven risk management initiatives and collaborate with cross-functional teams to ensure Mercury’s risk systems are robust and adaptable to evolving challenges.

Skills

Risk Engineering
Fraud Detection
Regulatory Compliance
KYC/KYB
AML
Leadership
Team Management
System Architecture
Real-time Decision Making
Strategic Planning
Cross-functional Collaboration

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

Key Metrics

San Francisco, CaliforniaHeadquarters
2017Year Founded
$146.8MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health, dental, & vision
Custom equipment setup
401(K) matching
12+ weeks paid parental leave
Book budget
Wellness benefits
Grocery budget
Paid lunch
Personalized callsign
Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.
Integration challenges from the Teal acquisition could disrupt services.
Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.
The company provides integrated financial management tools, enhancing startup operational efficiency.
Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.
The acquisition of Teal enhances Mercury's financial management offerings for startups.
Mercury Personal expands market reach by attracting tech-savvy individuals.

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