Gte Admision Empresas at Santander

Villahermosa, Tabasco, Mexico

Santander Logo
Not SpecifiedCompensation
Entry Level & New GradExperience Level
Full TimeJob Type
UnknownVisa
Banca, Retail Banking, Commercial BankingIndustries

Requirements

  • 1 año de experiencia profesional en puestos similares
  • Licenciatura en áreas económicas-administrativas
  • Análisis de estados financieros
  • Cálculo e interpretación de razones financieras
  • Modelos de evaluación crediticia
  • Conocimiento de instrumentos financieros
  • Orientación al cliente y vocación de servicio
  • Actitud empática, cálida y enfocada en la satisfacción del cliente
  • Atención al detalle
  • Integridad y confiabilidad
  • Manejo ético de la información
  • Comunicación efectiva
  • Capacidad para explicar productos y resolver dudas con claridad
  • Trabajo en equipo
  • Proactividad y actitud de mejora continua
  • Búsqueda constante de eficiencia y buena atención
  • Adaptabilidad
  • Responsabilidad y compromiso

Responsibilities

  • Analizar la capacidad de pago y solvencia de clientes
  • Evaluar y asignar límites de crédito, calificaciones internas
  • Revisar documentación financiera (estados financieros, historial crediticio, garantías)
  • Dar seguimiento al comportamiento de cartera
  • Revisar los expedientes de los clientes
  • Visitas a clientes

Skills

análisis de capacidad de pago
evaluación de solvencia
asignación de límites de crédito
calificaciones internas
revisión de estados financieros
historial crediticio
gestión de garantías
seguimiento de cartera
revisión de expedientes
visitas a clientes

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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