Gerencia Crédito | Crédito Particulares at Santander

Estado de México, Mexico

Santander Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Licenciatura finalizada en Administración de Empresas, Economía, Negocios o afines
  • Inglés intermedio (oral/escrito)
  • Manejo avanzado de paquetería Office (Excel, PowerPoint, Word)
  • Conocimiento en el área de crédito hipotecario/crédito
  • Mentalidad creativa, proactiva y con alto enfoque a resultados
  • Capacidad para navegar entornos complejos, priorizar bajo presión y tomar decisiones con autonomía
  • Excelente comunicación, trabajo y sinergia con equipos
  • Negociación

Responsibilities

  • Habilidad para la negociación con las diferentes áreas que soportan al equipo de negocio (Riesgos, jurídico, operaciones, TI, Admisiones, etc.)
  • Experiencia en auditorías y visitas de autoridades bancarias
  • Analítico y detección de desviaciones a las políticas

Skills

Excel
PowerPoint
Word
Credit Analysis
Mortgage Credit
Negotiation
Risk Management
Banking Audits
Regulatory Compliance
English

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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