Espec Coml Financeira I at Santander

São Luís, Maranhao, Brazil

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, FinanceIndustries

Requirements

Superior Completo (Complete Higher Education)
Possuir veículo próprio e CNH categoria B (Own vehicle and CNH category B driver's license)
Conhecimento básico em Excel e leitura de relatórios (Basic knowledge of Excel and report reading)
Habilidades de comunicação, gestão e prospecção de clientes (Communication, management, and client prospecting skills)
Ser analítico para criação de soluções estratégicas (Analytical skills for creating strategic solutions)
Visão empreendedora, paixão, competitividade, conhecimento da área comercial, habilidade em vendas, atualizado com o mercado digital, gosta de pessoas e organizado (Entrepreneurial mindset, passion, competitiveness, commercial area knowledge, sales skills, up-to-date with digital market, people-oriented, and organized)
CPA 10 (differential - CPA 10 certification is a plus)
Alinhamento com valores: Think Customer, Embrace Change, Act Now, Move Together, Speak Up

Responsibilities

Gestão de carteira de clientes e de cobrança (Management of client portfolio and collections)
Desenvolvimento de produtos (Product development)
Prospecção de oportunidades dentro do segmento de atuação (Prospecting opportunities within the area of expertise)

Skills

Key technologies and capabilities for this role

ExcelClient ProspectingPortfolio ManagementDebt CollectionSalesCommunicationAnalytical SkillsFinancial ReportsProduct Development

Questions & Answers

Common questions about this position

What benefits does Santander offer for this position?

Benefits include medical and dental assistance, meal and food allowances, complementary pension, life insurance, childcare/babysitter aid, Gympass or Totalpass, transportation voucher, Nascer program, Be Healthy program for healthy habits, and PAPE personal support program.

Is this a remote or in-office position?

This is a fully presencial (in-person) role.

What key skills and qualifications are required for the Espec Coml Financeira I role?

Required qualifications include a complete higher education degree, basic Excel knowledge and report reading, own vehicle and CNH category B. Valued skills are entrepreneurial vision, sales ability, client prospecting and management, communication, organization, and analytical skills for strategic solutions. CPA 10 is a differential.

What is the company culture like at Santander Financiamentos?

The culture emphasizes horizontalidade with 4 clusters (Especialista, Líder, Head, Sócio), valuing simplicity, being personal and fair, diversity, customer focus, embracing change, acting now, teamwork, and speaking up openly.

What makes a strong candidate for this Especialista Comercial Financeira I position?

Strong candidates have an entrepreneurial vision, passion, competitiveness, commercial area knowledge, sales skills, digital market awareness, like people, are organized, and align with values like Think Customer, Embrace Change, Act Now, Move Together, and Speak Up.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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