d) at Santander

Mönchengladbach, North-Rhine-Westphalia, Germany

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Not SpecifiedCompensation

Entry Level & New GradExperience Level

InternshipJob Type

UnknownVisa

Banking, FinanceIndustries

Requirements

Abitur with good grades in main subjects
Ability to work independently and in a team
Sense of responsibility
Strong communication and expression skills
Enthusiasm for contributing own ideas
Interest in diving deeply into banking
Willingness to take on new challenges and grow
Readiness to represent the company as a newcomer

Responsibilities

Complete a 2.5-year apprenticeship as Bankkaufmann/Bankkauffrau, learning sales of financial services, bank processes, and structures
Simultaneously complete a four-year BWL (B.A.) degree at Hochschule Niederrhein in Mönchengladbach
Gain practical experience at the company headquarters in Mönchengladbach and surrounding branches
Participate in demanding projects in areas such as sales, risk, compliance, and controlling
Apply theoretical knowledge from university and internal trainings in practice
Achieve successful completion of the Bankkaufmann/Bankkauffrau exam before the IHK
Achieve successful completion of the BWL (B.A.) degree

Skills

Banking

Business Administration

Financial Services Sales

Risk Management

Compliance

Controlling

Teamwork

Communication

Independent Work

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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