Duales Studium Betriebswirtschaft mit Ausbildung zum Bankkaufmann (w/m/d) at Santander

Mönchengladbach, North-Rhine-Westphalia, Germany

Santander Logo
Not SpecifiedCompensation
Entry Level & New GradExperience Level
InternshipJob Type
UnknownVisa
Banking, FinanceIndustries

Requirements

  • Abitur with good grades in main subjects
  • Ability to work independently and in a team
  • Sense of responsibility
  • Strong communication and expression skills
  • Enthusiasm for contributing own ideas
  • Interest in diving deeply into banking
  • Willingness to take on new challenges and grow
  • Readiness to represent the company as a newcomer

Responsibilities

  • Complete a 2.5-year apprenticeship as Bankkaufmann/Bankkauffrau, learning sales of financial services, bank processes, and structures
  • Simultaneously complete a four-year BWL (B.A.) degree at Hochschule Niederrhein in Mönchengladbach
  • Gain practical experience at the company headquarters in Mönchengladbach and surrounding branches
  • Participate in demanding projects in areas such as sales, risk, compliance, and controlling
  • Apply theoretical knowledge from university and internal trainings in practice
  • Achieve successful completion of the Bankkaufmann/Bankkauffrau exam before the IHK
  • Achieve successful completion of the BWL (B.A.) degree

Skills

Key technologies and capabilities for this role

BankingBusiness AdministrationFinancial Services SalesRisk ManagementComplianceControllingTeamworkCommunicationIndependent Work

Questions & Answers

Common questions about this position

What is the salary during the training period?

In the 1st year of training, you receive 1,400 €, in the 2nd year 1,470 €, and in the 3rd year 1,640 €, plus additional benefits like a yearly special payment.

Where is the training and study program located?

The program is based at the company headquarters in Mönchengladbach and surrounding branches, with the BWL study at Hochschule Niederrhein in Mönchengladbach, Germany.

What skills and qualifications are required for this position?

You need a recent Abitur with good grades in main subjects, skills in independent work and teamwork, responsibility, strong communication, and enthusiasm for banking and new challenges.

What benefits does the program offer?

Benefits include 30 vacation days, half a day off on your birthday, two bank holidays, yearly special payment, one-time payment for learning materials, asset-effective benefits, public transport subsidies, health and sports offers.

What career opportunities are available after completing the program?

Successful participants gain experience in future projects and benefit from a high takeover rate for permanent positions with good performance.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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