Account Executive
ModernFiSalary not specified
Full Time
Senior (5 to 8 years)
Director, Financial Institutions Group (Secured Business Credit) at Capital One
Chicago, Illinois, United States
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BankingIndustries
Requirements
- Bachelor's Degree or military experience
- At least 7 years of experience as an originator with a focus on financial institutions
- At least 7 years of experience originating and closing lead-left or bilateral transactions
- At least 7 years of experience with financial statement analysis, credit analysis, and risk assessment
- Preferred Qualifications
- At least 4 years of experience in structured finance, securitization structures and capital markets
- At least 8 years of experience as an originator with a focus on financial institutions
- FINRA Licenses series 7, 63, 69
Responsibilities
- Proactively identify and cultivate new lending or capital markets opportunities within the target customer and prospect market
- Working with the senior RM’s, assist in the origination and structuring of asset backed credit facilities and potential capital markets (ABS) opportunities
- Advise clients on capital raising solutions including senior and subordinated debt
- Collaborate with internal partners, including credit, legal, underwriting and operations teams, to ensure seamless execution of transactions
- Manage the relationships for a portfolio of existing clients, providing exceptional service and identifying opportunities for cross-selling other products and services
- Stay abreast of industry trends, market dynamics, and the competitive landscape in the ABL and EL spaces, to facilitate a more tailored approach to structuring financing solutions
- Represent Capital One at industry conferences and events to build brand awareness and expand professional network
- Work and establish relationships in the specialty lending community
Skills
Key technologies and capabilities for this role
Questions & Answers
Common questions about this position
What is the salary range for this Director position?
The minimum and maximum full-time annual salaries for this role are listed by location in the job description, referring to the amount Capital One is willing to pay at the time of posting. Salaries for part-time roles will be prorated.
Is this a remote position or does it require working in an office?
This information is not specified in the job description.
What are the basic qualifications for this role?
Candidates need a Bachelor's Degree or military experience, at least 7 years of experience as an originator with a focus on financial institutions, 7 years originating and closing lead-left or bilateral transactions, and 7 years with financial statement analysis, credit analysis, and risk assessment.
What is the team and work environment like at Capital One's Financial Institutions Group?
This is a dynamic team within a leading financial institution, focused on growing the Secured Business Credit team, where the Director will collaborate with senior RMs, internal partners like credit, legal, underwriting, and operations, and build relationships in the specialty lending community.
What makes a strong candidate for this Director role?
A strong candidate has the basic qualifications plus preferred experience in structured finance, securitization, capital markets, additional years originating for financial institutions, and FINRA Licenses series 7, 63, 69.
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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