Digital Currency Product Manager V at M&T Bank

Buffalo, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial Services, FinTechIndustries

Requirements

Bachelor’s degree, and a minimum of 12 years’ experience in Marketing, Bank Operations, Credit Analysis and/or relevant product line(s), or in lieu of a degree a combined minimum of 16 years’ higher education and/or work experience, including a minimum of 12 years’ experience in Marketing, Bank Operations, Credit Analysis and/or relevant product line(s)

Responsibilities

Set strategic direction for digital assets, cryptocurrency and blockchain product lines and present supporting business plans to senior management and employees
Directly responsible for product pricing, cost structure as well as product risk for products and/or services managed
Responsible for all supporting product financials including revenue planning and product profitability
Manage sales channel strategy for assigned products and/or services
Maintain a current awareness of new competitive developments in digital assets, and in response evaluate and recommend new services, new products or geographies, or modify existing services or products
Evaluate new product/services success to make adjustments as required; implement and manage changes in service or marketing strategy as required
Manage all aspects of new product implementation and existing product modification for assigned products and/or services, including, but not limited to, design and development of services, portfolio acquisition and process improvements; serve in a liaison capacity with other areas of the Company to ensure the requisite support for products and/or services managed
Establish marketing objectives for assigned products and/or service; work with other Bank departments to develop effective programs to sell these products and/or services
Ensure product/services are marketable, profitable and comply with legal and regulatory requirements, while minimizing risk to the Bank
Maintain an awareness of new trends and developments in digital assets, marketing and Company products and services to ensure alignment
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
Promote an environment that supports belonging and reflects the M&T Bank brand
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
Complete other related duties as assigned
Manage a team of professionals (includes people, budget and planning)
Champion strategies and development of new and improved processes that support business growth, organizational efficiencies and customer service objectives through assigned products and/or services
Oversee and evaluate high-level processing key performance indicator models and develop reporting to manage business function processes effectively

Skills

Blockchain

Cryptocurrency

Digital Assets

Product Management

Strategic Planning

Pricing Strategy

Financial Planning

Profitability Analysis

Sales Channel Strategy

Regulatory Compliance

Risk Management

Marketing Strategy

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters

1993Year Founded

IPOCompany Stage

Financial ServicesIndustries

10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.

Integration challenges from the United Bank merger may disrupt operations.

Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.

The bank offers a wide range of traditional and digital banking services.

Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.

Decreased prime rate may attract more borrowers, increasing loan volume.

Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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