Credit Representative at Land O'Lakes

Arden Hills, Minnesota, United States

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Agriculture, Financial ServicesIndustries

Requirements

High school diploma required
Minimum of 2-4 years’ related work experience in credit, banking, financial services, accounts receivable, or related fields
Bachelor’s degree in finance, accounting, business administration or related field (or pursuit of degree) strongly desired
Professional certification (e.g., CBF, CBA) is a plus
Proficiency with Microsoft Office Products (Email, Word, and Excel) required
Experience with JD Edwards, High Radius, SAP, or similar ERP systems desirable
Strong risk analysis and negotiating skills
Attention to detail and proficiency in basic accounting knowledge and financial analysis
Effective interpersonal communication skills (verbal and written)
Ability to work independently and as part of a team
Strong problem-solving and critical thinking skills
Ability to make sound decisions under pressure
Strong organizational and prioritization skills
Positive and initiative-taking mindset
Ability to work collaboratively in a team-driven, purposeful results-oriented environment

Responsibilities

Conduct thorough credit analysis and risk assessments for new and existing customers in the assigned territory
Ensure compliance with credit authority, company policy, and industry regulations
Ensure compliance with established Accounts Receivable terms and limits by reviewing credit applications and references, analyzing customer financial statements, and utilizing credit reports and other industry credit information
Manage credit and collection risk for an assigned portfolio within company policy and authority
Build and maintain strong relationships with customers and internal staff, providing exceptional customer service and support
Address customer inquiries, reconcile accounts, and resolve credit-related issues promptly
Collaborate closely with sales, customer service, and operations teams to align credit strategies with business objectives, invoice management process, and remittance process
Stay informed about industry trends, market conditions, and economic factors affecting the agricultural sector
Perform additional related duties and projects as assigned

Skills

Key technologies and capabilities for this role

credit analysisrisk assessmentaccounts receivablefinancial statements analysiscredit reportscollectionscustomer servicesales collaborationinvoice managementagricultural finance

Questions & Answers

Common questions about this position

What is the salary range for the Credit Representative position?

The salary range is $50,240-$75,360, with candidates typically offered a pay rate near the middle of the range.

Is this Credit Representative role remote or onsite?

The position is located at the Arden Hills, MN Corporate Headquarters with an onsite hybrid work schedule (Tuesday-Thursday each week). Qualified internal candidates outside the headquarters may be considered for a virtual arrangement.

What skills and experience are required for the Credit Representative role?

A high school diploma is required with 2-4 years of experience in credit, banking, financial services, or accounts receivable. Proficiency in Microsoft Office (Email, Word, Excel) is needed, along with strong risk analysis, financial analysis, interpersonal communication, and problem-solving skills. A Bachelor’s degree in finance, accounting, or business and ERP experience (e.g., JD Edwards, SAP) are strongly desired.

What is the work environment like at Land O'Lakes for this role?

The role involves working collaboratively in a team-driven, purposeful results-oriented environment.

What makes a strong candidate for the Credit Representative position?

Strong candidates will have a Bachelor’s degree in finance, accounting, or business (or pursuit of one), professional certifications like CBF or CBA, ERP system experience, and demonstrated skills in risk analysis, financial analysis, communication, and problem-solving.