Credit Analyst/Underwriter at Global Payments

Dublin, County Dublin, Ireland

Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Payments, FinTech, Merchant ServicesIndustries

Ability to work full-time in Dublin or Leicester
Capability to collaborate with Credit Team Members across locations including Leicester, England, Dublin, Ireland, and Manila, Philippines

Underwriting of businesses applying for Card Payments facilities
Assessment/evaluation of feasibility of merchant’s business models in POS (Point-of-Sale), MOTO (Mail Order/Telephone Order), and ECOM (E-Commerce) environments, including inherent risks related to card acceptance/acquiring
Performance of financial analysis based on financial statements and forecasts
Assessment of business models in the context of due diligence and compliance with payment institutions' guidelines
Assess and interpret Credit Bureau Reports
Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)
In line with granted credit authority, approval of merchant applications based on risk assessment, including definition of required collaterals
Communicate with sales channels and partners regarding new applications
Proactively monitoring of the Merchant Portfolio
Verification of adherence to compliance requirements and credit guidelines
Periodic credit reviewing of the portfolio
Participation in training of partners and merchants on risk management processes
Calculation of reserves/collaterals based on credit exposure
Work in close collaboration with wider Credit Team Members in other Global Payments locations