Community Development Mortgage Loan Officer at Banner Bank

Seattle, Washington, United States

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Mortgage, Community DevelopmentIndustries

Requirements

Knowledge of CRA (Community Reinvestment Act) specific market outreach and community education targeted to low to moderate income borrowers and areas
Ability to collaborate with industry (realtors, builders) and non-industry (local employers, non-profits) groups via marketing activities
Experience in mortgage production, including AMP Mortgage transactions, state housing, and local down payment assistance programs
Skills in pipeline management, business planning, and campaign implementation for prospects, clients, and leads
Proficiency in analyzing reports for compliance, production, and impact tracking, focused on low to moderate income borrowers
Capability to conduct independent research on competitive market conditions related to price, service, and CRA-focused programs
Experience supporting branches with product questions, cross-training, CRM, pipeline management, and onboarding new lenders
Ability to promote home ownership through inclusive marketing in minority/diverse regions and organize outreach to relevant organizations

Responsibilities

Design market outreach programs, education, and activities ready for Land Trust and Housing Finance Agencies (HFA), targeting low to moderate income areas and first-time homebuyers
Manage and develop ongoing community campaigns with realtors, builders, financial planners, and other Centers of Influence (COIs) for homebuyer education and product training
Maintain a pipeline of CRA and non-CRA business while serving all bank clients with Banner Bank mortgage products
Develop a business plan including campaigns for prospects, current clients, past clients, and lead lists; identify new community campaign opportunities
Analyze pipeline management reports for upstream compliance reporting on CRA activity results, including lender targets for low to moderate income borrowers and outreach impact
Identify and manage support needs, including vendor lead distribution, competitive research (CRA-focused), and ongoing training creation
Assist branches with product questions, cross-training, CRM, pipeline management, and onboarding new mortgage lenders to meet market penetration goals in low to moderate income communities
Promote home ownership via community outreach around the branch, including first-time homebuyer classes, event booths, and inclusive marketing to generate leads, loans, and relationships
Achieve lending origination goals in minority/diverse regions; organize outreach to ethnic organizations to promote lending and understand market needs; work with compliance department

Skills

Mortgage Production

Community Outreach

CRA Compliance

Market Outreach

Homebuyer Education

Pipeline Management

Marketing Activities

COI Development

Low-Moderate Income Lending

First-Time Homebuyers

Banner Bank

Provides banking services and financial products

About Banner Bank

Banner Bank provides a variety of financial services to individuals and businesses in the Western United States, including checking and savings accounts, loans, mortgages, and investment services. The bank operates over 200 locations across Washington, Oregon, California, and Idaho, managing assets of more than $12.6 billion. Its products work by offering tailored financial solutions and expert guidance to meet the specific needs of each client, ensuring personalized service. Unlike many competitors, Banner Bank emphasizes quality, teamwork, and community involvement, which has earned it accolades such as being named the Best Bank in the Pacific Region by Money Magazine and receiving a five-star rating from Bauer Financial for financial strength. The goal of Banner Bank is to provide exceptional financial services while fostering strong community ties and ensuring customer satisfaction.

Walla Walla, WashingtonHeadquarters

1890Year Founded

IPOCompany Stage

Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Paid Vacation

Paid Sick Leave

Paid Holidays

401(k) Retirement Plan

401(k) Company Match

Tuition Reimbursement

Risks

Increased competition from digital-only banks may erode market share.

Rising interest rates could decrease loan demand, affecting revenue.

Evolving cybersecurity threats pose risks to customer data security.

Differentiation

Banner Bank emphasizes community involvement and personalized customer service.

The bank has been recognized as one of America's Most Trustworthy Companies.

Banner Bank offers tailored financial solutions to meet diverse client needs.

Upsides

Banner Bank's focus on ESG practices attracts environmentally conscious customers.

The bank's strong community ties enhance customer loyalty and brand reputation.

Recognition as a trustworthy company boosts customer confidence and retention.

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