Commercial Relationship Manager II at Banner Bank

Vancouver, Washington, United States

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science or other related field (or equivalent combination of education and experience)
6 or more years of experience in commercial credit, analysis, or business development
Proven ability to develop and manage new business relationships
Excellent relationship management, presentation, and negotiation skills
In-depth understanding of local markets
Strong financial and analytical skills with ability to underwrite and structure commercial credits
Knowledge of treasury management products
Knowledge of federal and state laws and regulations relating to commercial lending and appraisal guidelines

Responsibilities

Develop and manage relationships with new and existing commercial clients
Actively market a broad range of bank services to meet needs of business owners
Negotiate loan terms and conditions within scope of authority
Prepare and present credit analysis and recommendations on borrowing requests
Conduct credit reviews to ensure compliance with policies and regulations
Perform ongoing credit risk management through daily monitoring of the loan portfolio and ensure proper risk rating
Monitor all credits through periodic reviews and analysis
Create awareness of the Bank and its services through community activity
Assist loan support staff
Comply with policies, procedures, security requirements, and government regulations

Skills

commercial lending

credit analysis

relationship management

business development

loan negotiation

treasury management

risk management

credit reviews

portfolio management

Banner Bank

Provides banking services and financial products

About Banner Bank

Banner Bank provides a variety of financial services to individuals and businesses in the Western United States, including checking and savings accounts, loans, mortgages, and investment services. The bank operates over 200 locations across Washington, Oregon, California, and Idaho, managing assets of more than $12.6 billion. Its products work by offering tailored financial solutions and expert guidance to meet the specific needs of each client, ensuring personalized service. Unlike many competitors, Banner Bank emphasizes quality, teamwork, and community involvement, which has earned it accolades such as being named the Best Bank in the Pacific Region by Money Magazine and receiving a five-star rating from Bauer Financial for financial strength. The goal of Banner Bank is to provide exceptional financial services while fostering strong community ties and ensuring customer satisfaction.

Walla Walla, WashingtonHeadquarters

1890Year Founded

IPOCompany Stage

Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Paid Vacation

Paid Sick Leave

Paid Holidays

401(k) Retirement Plan

401(k) Company Match

Tuition Reimbursement

Risks

Increased competition from digital-only banks may erode market share.

Rising interest rates could decrease loan demand, affecting revenue.

Evolving cybersecurity threats pose risks to customer data security.

Differentiation

Banner Bank emphasizes community involvement and personalized customer service.

The bank has been recognized as one of America's Most Trustworthy Companies.

Banner Bank offers tailored financial solutions to meet diverse client needs.

Upsides

Banner Bank's focus on ESG practices attracts environmentally conscious customers.

The bank's strong community ties enhance customer loyalty and brand reputation.

Recognition as a trustworthy company boosts customer confidence and retention.

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