Commercial Credit Analyst (AU Private Finance, WFH)

Position Overview

• Location Type: Remote
• Employment Type: Full-time
• Salary: Not specified

Job Summary: Reporting to the Director, this role involves working with Borrowers to complete loan applications and establish loans. The individual will possess a strong understanding of lending principles, including interest calculations, loan agreements, and property titles. They will also be involved in credit analysis and loan processing, and have a general understanding of project feasibility, LVR, and property development.

Responsibilities

• Work with Borrowers to complete loan applications.
• Establish loans and understand lending including:
  • Interest calculations
  • Loan agreements
  • Lending policies
  • Property titles
  • PPSR (Property Search and Satisfaction Register)
  • Mortgage registration
  • Understanding the borrower, guarantor, and mortgagor.
• Perform credit analysis and loan processing.
• Provide a general understanding of project feasibilities, Loan to Value Ratio (LVR), property types, property development, contracts of sales, construction, construction contracts, property valuations, quantity surveyor reports, and project costings.
• Participate in weekly team meetings via video and screen sharing, summarizing issues and questions.
• Adjust and request work as time permits, ensuring diligence.
• Answer phone calls, emails, and resolve tasks or escalate questions.

Skills Required

• Excellent Microsoft Office skills (Excel, Outlook, Word)
• Excellent math skills and Excel skills, with an understanding of loan computations.
• Strong commercial sense to assess business needs, identify solutions, and implement.
• Clear written communication skills.
• Time management skills for self and the Director’s schedules.

Nice to Have

• Previous experience in commercial lending.
• Business process development and process documentation experience.
• Excel development skills.

Benefits & Perks

• WFH (Work From Home)
• Medical, Dental Coverage, and Life Insurance from day 1 of employment.
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion).
• Competitive salary package and annual appraisal.
• Financial Assistance Program.
• Mandatory Government Benefits and 13th Month Pay.
• Regular Company Events, Work Life Balance, and Career growth opportunities.

Company Information

ConnectOS is certified as a Great Place to Work and is a top-rated Philippines employer of choice. Our esteemed client is a prominent player in the Peer-to-Peer Lending and Private Finance sector in Australia.

Application Instructions

• Join ConnectOS now! (Link not provided)

Equal Employment Statement

Employment decisions at ConnectOS will be conducted without consideration of factors such as age, race, color, religion, gender, disability status, sexual orientation, gender identity or expression, or genetic information.