Card Scheme Compliance Analyst at Adyen

São Paulo, State of São Paulo, Brazil

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, PaymentsIndustries

Requirements

Previous experience in payment industries, with scheme rules, such as Acquirers, Fintechs or Card Network Company
Fluent level of Portuguese and English, both written and spoken (Spanish is a plus)
Minimum of 3 years of relevant experience with Card Scheme Compliance
Understanding of technical bulletins, scheme manuals, and payment message field requirements
Experience in governance, project management, and leading major initiatives involving multiple stakeholders
Availability to work 3 days in person on Morumbi/SP
An eye for identifying process improvement and scalability opportunities and an ability to proactively share feedback and ideas with management & team to help drive change
Skilled in prioritization, possess sound judgment and flexibility in changing courses and decisive in determining a holistic approach on key priorities
Detail oriented and organised with an analytical and critical mindset
Self-starter and able to thrive in a fast paced environment

Responsibilities

Take ownership over our operational merchant risk management processes, such as registration of Payment Facilitators, Marketplaces and Wallets with the Card Schemes
Help embed a good risk culture in the first line through proactive engagement, training and collaboration in supporting adoption of the three lines of defense model
Stay up to date of the latest Card Network requirements and Adyen product expansions. Translate this into an operational strategy for the Scheme Operations team, implement relevant card scheme rule updates and provide ongoing guidance to our merchants and internal teams, including Underwriting, Sales and Account Management
Set up new processes to monitor our merchant portfolio against card scheme rules
Proactively and systematically drive process improvements and automation on our workflows
Manage non-compliance notifications from the card schemes. Work closely together with our Merchants, Account Managers, Card Schemes and other stakeholders to solve these cases quickly
Help internal teams establish strategies that align with global objectives to ensure controlled and sustainable growth of the business

Skills

Key technologies and capabilities for this role

Card Scheme ComplianceVisaMastercardMerchant Risk ManagementPayment FacilitatorsMarketplacesWalletsRisk CultureUnderwritingAccount ManagementOperational Processes

Questions & Answers

Common questions about this position

Is this role remote or based in an office?

The LATAM Scheme Operations team is based in São Paulo.

What is the salary for the Card Scheme Compliance Analyst position?

This information is not specified in the job description.

What skills or experience are required for this role?

Previous experience in the payment industry is required, along with the ability to take ownership, learn fast, have a critical mindset, and optimize processes.

What is the company culture like at Adyen?

Adyen fosters an environment with opportunities for people to succeed, backed by culture and support to own their careers, with motivated individuals tackling technical challenges as a team to deliver innovative and ethical solutions.

What makes a strong candidate for this position?

Strong candidates take ownership, learn fast, have a critical mindset for optimizing processes, and bring previous experience in the payment industry.

Adyen

Global payments platform for businesses

About Adyen

Adyen simplifies and accelerates transactions for businesses by providing a comprehensive payments platform. This platform allows businesses to accept payments online, in-store, and on mobile devices. Adyen operates directly by processing payments without relying on third-party banks, which enables a seamless payment experience. The company serves a wide range of clients, from small startups to large enterprises, and generates revenue by charging transaction fees for each payment processed. Additionally, Adyen offers risk management tools to help businesses reduce fraud and chargebacks, as well as point-of-sale systems for in-store payments. Adyen's goal is to continuously innovate and expand its services to meet the diverse needs of its clients in the global payments industry.

Amsterdam, NetherlandsHeadquarters

2006Year Founded

$313.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Global exchange program

Adyen+

Delicious healthy lunches

Phantom share package

Yearly trip to Amsterdam

Normal course of life

Risks

Increased competition from Spendesk in the European market threatens Adyen's market share.

BNPL expansion may lead to regulatory scrutiny in consumer protection-focused regions.

Collaboration with Doctolib exposes Adyen to healthcare data privacy and security risks.

Differentiation

Adyen offers a unified platform for online, in-store, and mobile payments.

The company holds acquiring licenses, allowing direct payment processing without third-party banks.

Adyen's AI-powered Uplift suite optimizes payment conversion and fraud management.

Upsides

Partnership with Intuit expands reach among UK small and mid-market businesses.

Collaboration with Affirm taps into a $185 billion BNPL market opportunity.

Adyen's healthcare partnerships open new revenue streams in the European market.

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