Addi

Capital Markets Operations Analyst

Colombia

Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Fintech, E-commerceIndustries

Job Description

Employment Type: Full-Time Location Type: Remote Salary: Not Specified


About Addi

Addi is a leading financial platform dedicated to building the future of payments, shopping, and banking. Our vision is a world where consumers and merchants can transact effortlessly, grow together, and where we create abundance and generate pride.

Currently, we serve over 2 million customers and partner with more than 20,000 merchants, establishing Addi as Colombia’s fastest-growing marketplace. We offer banking solutions, including deposits, payments, and unsecured credit, alongside commerce services like e-commerce and marketing. By leveraging state-of-the-art technology, we bridge the financial gap for millions and redefine how people experience financial freedom.

As Colombia's leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, opening up significant new opportunities. We achieved profitability in the past year, validating the strength of our business model and our capacity for sustainable growth.

Our mission has garnered the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, and Victory Park Capital. With their backing, we are transforming Latin America’s financial ecosystem and shaping the future of commerce in Colombia.

What truly sets us apart is our culture. We are a conscious company, driven by deep experience in scaling technology, services, and products, and we live by our values daily.


About the Role

This is your opportunity to drive impact, tackle challenges, and thrive at Addi. If you're ready to be part of something significant, read on.

Mission

Execute flawless fiduciary and debt facility operations, ensuring 100% compliance and optimizing cash flow to fuel Addi's continuous growth and maintain investor confidence.

Responsibilities

  • Execute all daily capital markets and treasury operations with zero errors, ensuring the precise and timely cash recycling required to support Gross Merchandise Volume (GMV) targets.
  • Transition the monthly close certification process from a semi-manual task to a fully automated workflow, reducing preparation time and eliminating manual errors.
  • Deliver all financial reporting obligations and covenant compliance reports across all debt facilities with 100% accuracy and timeliness, ensuring zero breaches and maintaining strong relationships with our capital providers throughout the year.
  • In collaboration with Accounting and FP&A, build and implement a streamlined data pipeline for all trust-related information, ensuring seamless integration and reducing monthly close reconciliation issues.
  • Reduce the operational workload for guarantee provider reporting (FGA/FNG) through process re-engineering and automation, while ensuring accuracy in all submissions.

What We’re Looking For

  • Experience: 1-2+ years of experience in corporate treasury, capital markets, structured finance, or financial operations. Experience within a high-growth startup, bank, or financial services firm is preferred.
  • Excel Proficiency: Advanced proficiency in Excel is non-negotiable. Demonstrated experience building and managing complex cash flow models, waterfalls, and financial reconciliations.
  • Process Automation: Proven track record of process automation. Must provide specific examples of identifying an inefficient manual process and successfully implementing an improvement or automation that resulted in significant time savings or risk reduction.
  • Financial Acumen: Solid understanding of financial statements and debt instruments. Experience preparing covenant compliance certificates and managing reporting for debt facilities is highly desirable.
  • SQL: SQL competency is a strong plus.

Application Instructions

  • Not Specified

Skills

Capital Markets
Operations
Fiduciary Operations
Debt Facility Operations
Compliance
Cash Flow Optimization

Addi

Buy now, pay later service in Latin America

About Addi

Addi provides a buy now, pay later service that allows customers to make purchases and pay in installments without interest, additional costs, or paperwork. The company's technology enables seamless and transparent digital commerce in Latin America.

Bogotá, ColombiaHeadquarters
2018Year Founded
$250.4MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Remote work: Work from anywhere in the world. And if you want to share some time, you can visit our offices in Bogotá or São Paulo.
Health insurance: Your health comes first, that's why we give 100% coverage for you and 50% for the close relatives you want.
Learn and grow: We love that everyone learns new things, that's why you can participate in our English and Portuguese classes
Flexible schedule: What interests us? Your achievements and goal completion, not the time you spend at your desk.
Own Addi: If it's real. You have the possibility to own a part of Addi by buying shares.

Risks

Increased competition from BNPL providers like Kueski in Latin America.
Regulatory scrutiny in Colombia and Brazil may impact Addi's operations.
Economic instability in Latin America could affect consumer spending and repayments.

Differentiation

Addi offers interest-free installment payments at point of purchase in partner stores.
Addi integrates a marketplace into its app for seamless shopping and financing.
Addi utilizes AI-driven credit scoring for faster, accurate credit decisions.

Upsides

Addi secured a $100M credit line to expand BNPL services in Colombia.
Addi's marketplace launch enhances its integrated financial ecosystem.
Growing consumer preference for digital wallets aligns with Addi's digital solutions.

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