Data Analyst, Capital Markets Solutions
dv01- Full Time
- Junior (1 to 2 years)
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re looking for a smart, driven individual to join our Quantitative Markets team. The Quantitative Markets team is responsible for structuring and pricing Affirm’s debt funding deals, developing platforms and tools for optimizing funding strategies, and building data-driven models to analyze and predict the performance of Affirm’s consumer loans. The ideal candidate will have prior experience in process automation and optimization as well as development and implementation of quantitative and/or machine learning models. Given the cross-functional nature of the role, the ideal candidate should have strong interpersonal and communication skills.
Provides buy now, pay later financing solutions
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.