Business Risk Audit Analyst at Santander

Boadilla del Monte, Community of Madrid, Spain

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial Services, Consumer FinanceIndustries

Requirements

Experiencia mínima de 2-3 años en departamentos de gestión, riesgos o auditoría (Obligatorio)
Licenciatura/Grado Universitario
Inglés avanzado
Conocimiento normativa prudencial europea CRRIII, con atención a aquellos aspectos relacionados con el cálculo y reporte del capital así como la liquidez, la normativa EBA sobre IRRBB (Interest Rate Risk in the Banking Book), BCBS 36 (Obligatorio)
Conocimientos en aspectos relacionados con la gestión financiera de un banco, así como conocimientos contables (Obligatorio)
Orientación al trabajo por proyectos multidisciplinares
Alta capacidad de trabajo en equipo
Habilidades de comunicación efectiva
Alta capacidad de cuestionamiento y sentido crítico
Elevado nivel de auto-exigencia e interés por la formación permanente y el desarrollo
Autonomía e iniciativa

Responsibilities

Revisión de los principales procesos relacionados con la solvencia del Grupo (planificación y adecuación/estrés de capital, cálculo del capital, procesos de gestión de capital)
Revisión de los principales procesos relacionados con la gestión del riesgo estructural del balance del banco (incluyendo emisiones y reporting regulatorio) así como la liquidez
Participación en auditorías relacionadas con la revisión de los principales procesos relacionados con la solvencia y liquidez bancaria, así como con la gestión del riesgo estructural de balance

Skills

Internal Audit

Risk Management

Capital Planning

Stress Testing

Liquidity Risk

Balance Sheet Risk

Solvency Processes

Banking Regulations

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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