Banco de Talentos - Especialista Comercial Financeira BR at Santander

Evergreen, Colorado, United States

Santander Logo
Not SpecifiedCompensation
Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, FinanceIndustries

Requirements

  • Complete higher education (Superior Completo)
  • Basic knowledge of Excel and report reading
  • Analytical skills for creating strategic solutions
  • Communication, management, and client prospecting skills
  • Knowledge of commercial area and sales skills
  • Entrepreneurial vision, passion, competitive mindset, up-to-date with digital market, enjoys working with people, and organized
  • CPA 10 certification (differential)
  • Own vehicle and valid CNH category B
  • Alignment with values: Think Customer, Embrace Change, Act Now, Move Together, Speak Up

Responsibilities

  • Manage customer portfolio
  • Manage collections
  • Develop products
  • Prospect opportunities within the segment of vehicle, asset, and service financing

Skills

Key technologies and capabilities for this role

ExcelSalesClient ProspectingPortfolio ManagementDebt CollectionCommunicationAnalytical ThinkingProduct DevelopmentDigital Marketing

Questions & Answers

Common questions about this position

What benefits does the position offer?

Benefits include medical and dental assistance, meal and food allowances, complementary pension, life insurance, childcare/nanny aid, Gympass or Totalpass, transportation voucher, Nascer program, Be Healthy program for healthy habits, and PAPE personal support program.

Is this a remote position or does it require office presence?

The position is fully presencial with vacancies available throughout Brazil, requiring work from 9h to 18h Monday to Friday and 9h to 13h on Saturdays.

What key skills are required for this role?

Required skills include customer management and collection, product development, prospecting opportunities, communication, management, sales skills, basic Excel knowledge, report reading, analytical abilities for strategic solutions, and a complete higher education degree.

What is the company culture like at Santander Financiamentos?

The culture emphasizes horizontal structure with clusters like Especialista, Líder, Head, and Sócio; values simplicity, being personal and fair; promotes diversity, Think Customer, Embrace Change, Act Now, Move Together, Speak Up; and focuses on growth, innovation, and client impact.

What makes a strong candidate for this Especialista Comercial Financeira role?

Strong candidates have an entrepreneurial vision, passion, competitiveness, commercial area knowledge, sales skills, digital market awareness, like people, are organized, and certifications like CPA 10 are a plus; also need own vehicle and CNH category B.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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