Backend Engineer II at Tala

Mexico City, Mexico City, Mexico

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Minimum of 2 years hands-on experience in designing and developing applications using one or more of the following languages: Java, Kotlin or Scala, using at least one web framework (e.g., Spring, Play Framework, Akka HTTP)
Working knowledge of Object-Oriented Programming patterns and concepts
Minimum of 1 year experience building, deploying, and supporting cloud-based applications in production environments (AWS and/or Google Cloud)
Experience with container technologies (Docker, Kubernetes)
Experience with relational databases (MySQL, PostgreSQL, Oracle, Aurora, etc.) using both raw queries and ORMs (e.g., Hibernate, Slick)
Experience with message queues (e.g., Kafka, RabbitMQ, SQS)

Responsibilities

Designing and building large components in multiple services
Work with the team to ensure high quality of architecture and design of systems
Create the optimum technical solution considering all the non-functional requirements
Functionally decompose complex problems into simple, straightforward solutions
Build and extend Tala’s backend architecture to support new country launches, new features, and a fast-growing user base
Build a highly available, scalable, reliable, fault-tolerant, and performant microservices platform
Follow Tala’s engineering processes and standards while advancing Tala’s mission and business objectives

Skills

Microservices

Backend Architecture

Scalability

High Availability

Fault Tolerance

Performant Systems

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters

2011Year Founded

$341.1MTotal Funding

DEBTCompany Stage

Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Remote Work Options

Flexible Work Hours

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.

Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.

Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.

The company provides instant credit and expansive bill payment options via a single app.

Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.

Apple's NFC chip opening may allow Tala to offer more seamless payment options.

Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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