Backend Engineer | Financial Systems at Ramp

San Francisco, California, United States

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$180,000 – $259,000Compensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

3-5 years of backend engineering experience with expertise in building data-intensive systems
Strong Python experience (ideally as your primary language)
Deep SQL knowledge and experience working with complex data models
Proven system design skills - you can take high-level requirements and architect scalable, maintainable solutions
Experience thriving in startup-like environments with high ambiguity and requiring independent problem-solving
Comfortable working flexibly across the stack - equally at home prototyping analyses in a Jupyter notebook and implementing production backend endpoints
Track record of building reliable, well-tested systems where correctness matters

Responsibilities

Design and build large-scale financial systems that handle high volumes of transactional data with correctness and precision
Create robust and extensible data models and orchestration logic for ledgering, reconciliation, and financial reporting systems
Partner directly with our CFO and finance leadership to translate business requirements into technical specifications
Build systems that maintain auditability, data integrity, and regulatory compliance across our expanding product ecosystem
Work on complex problems involving distributed systems, event-driven architectures, and financial data at scale
Collaborate with engineers who care deeply about correctness, reliability, and elegant system design

Skills

Key technologies and capabilities for this role

Backend DevelopmentFinancial SystemsData ModelingReporting SystemsDistributed SystemsSQLAPIsScalabilityMicroservices

Questions & Answers

Common questions about this position

What is the salary range for the Backend Engineer role?

The salary range is $180K - $259K.

Is this position remote or hybrid?

The position is hybrid.

What skills are required for this Backend Engineer position?

Key skills include designing large-scale financial systems, building robust data models and orchestration logic, expertise in distributed systems and event-driven architectures, and ensuring data integrity and regulatory compliance.

What is the company culture like at Ramp?

Ramp is focused on rethinking finance with AI, investing in bold talent to build the future, and features a team of leaders from top financial services, fintech, and tech companies like Stripe, Goldman Sachs, and Meta.

What makes a strong candidate for this role?

Strong candidates have experience with large-scale financial systems, data modeling, distributed systems, event-driven architectures, and can collaborate with finance leadership while ensuring auditability and compliance.

Ramp

Corporate card and spend management platform

About Ramp

Ramp provides a corporate card and spend management platform that helps businesses track expenses and save money. The platform allows finance teams to manage corporate cards, expense reports, and bill payments in one place, and it integrates with tools like Slack for added convenience. Ramp serves a wide range of clients, from large enterprises to creative agencies, and aims to reduce overall expenses through its comprehensive financial tools. Unlike competitors such as Amex and Brex, Ramp generates revenue through interchange fees on card transactions and subscription fees for advanced features. The company's goal is to streamline financial operations for businesses and help them achieve significant cost savings.

New York City, New YorkHeadquarters

2019Year Founded

$1,096.3MTotal Funding

SERIES_DCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Competitive salaries: You never have to wonder how your pay compares. Our generous comp reflects our belief that you’ll take Ramp to the next level.

Comprehensive health plans: US-based employees get full medical, dental, and vision insurance coverage. Everyone gets a monthly stipend for personal wellness.

Professional development: Take advantage of our annual education stipends to stay on top of your personal growth.

Unlimited PTO: Flexible vacation days give you the time to step away, unwind, and recharge.

Risks

Increased competition from fintech startups could challenge Ramp's market position.

Economic downturns may reduce business spending, affecting Ramp's revenue streams.

The volatile travel industry poses risks to Ramp's new travel booking services.

Differentiation

Ramp integrates with popular tools like Slack and Workday for seamless financial operations.

The platform offers advanced accounting automations, reducing manual work for finance teams.

Ramp's use of stablecoins and modern financial instruments sets it apart from competitors.

Upsides

Ramp's integration with Workday enhances real-time data syncing and accounting automation.

The partnership with Priceline expands Ramp's services into the growing business travel sector.

Ramp's recent $750 million funding boosts its capacity for innovation and market expansion.

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