d) at Santander

Bochum, North Rhine-Westphalia, Germany

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€16,800 – €18,600Compensation

InternshipExperience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Ideally completed Fachabitur or Abitur with good grades in main subjects
Responsible handling of data and others' concerns
Enjoyment of interacting with people
Willingness to dive deeply into banking, learn a lot of new things, and represent the company as a newcomer

Responsibilities

Learn about credits, saving, and investments during the 2.5-year apprenticeship
Conduct customer advising on credit transactions, payment traffic, money and capital investments
Independently support customers in the branch from the start
Apply theory from vocational school and internal trainings in practice
Achieve successful completion as Bankkaufmann/-frau before the IHK

Skills

Customer Service

Loans

Savings Accounts

Investments

Payment Processing

Customer Advisory

Banking Operations

Data Handling

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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