Associate Card Scheme Operations Analyst at Adyen

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, PaymentsIndustries

Requirements

At least 2 years of experience in a relevant industry (fintech, payments, AML, CDD, Card Schemes, Compliance)
Previous experience with acquiring or issuing (plus)
Knowledge of scheme rules, with specific experience in e-commerce landscape (plus but not required)
Detail oriented and organised with an analytical and critical mindset
Self-starter able to thrive in a start-up environment with minimal supervision and run things like your own business
Ability to convey compliance and card scheme requirements to merchants and commercial teams
Solid people skills to collaborate with a variety of internal and external stakeholders and merchants from varying disciplines and cultures
Sound judgment and flexibility in changing courses while solving problems swiftly

Responsibilities

Take ownership over operational merchant risk management: embed a good risk culture in the first line through proactive engagement, training, and collaboration in supporting adoption of the three lines of defense model
Work through queue-based work to provide support to merchants surrounding scheme related topics on a daily basis
Stay up to date on the latest Card Network, PCI DSS requirements, and Adyen's growing product offering; translate this into an operational strategy for the Scheme Operations team and provide ongoing guidance to merchants and internal teams (Underwriting, Sales, Account Management)
Establish new processes for monitoring merchant portfolio against card scheme rules and proactively drive process improvements through automation of workflows
Manage card scheme non-compliance notifications by collaborating with merchants, account managers, card schemes, and other stakeholders to ensure swift resolution; manage merchant data security incidents from the card schemes' viewpoint
Help internal teams establish strategies that align with global objectives to ensure controlled and sustainable growth of the business

Skills

Key technologies and capabilities for this role

Card Scheme RegulationsPCI DSSMerchant Risk ManagementOperational ProcessesComplianceRisk ManagementQueue Management

Adyen

Global payments platform for businesses

About Adyen

Adyen simplifies and accelerates transactions for businesses by providing a comprehensive payments platform. This platform allows businesses to accept payments online, in-store, and on mobile devices. Adyen operates directly by processing payments without relying on third-party banks, which enables a seamless payment experience. The company serves a wide range of clients, from small startups to large enterprises, and generates revenue by charging transaction fees for each payment processed. Additionally, Adyen offers risk management tools to help businesses reduce fraud and chargebacks, as well as point-of-sale systems for in-store payments. Adyen's goal is to continuously innovate and expand its services to meet the diverse needs of its clients in the global payments industry.

Amsterdam, NetherlandsHeadquarters

2006Year Founded

$313.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Global exchange program

Adyen+

Delicious healthy lunches

Phantom share package

Yearly trip to Amsterdam

Normal course of life

Risks

Increased competition from Spendesk in the European market threatens Adyen's market share.

BNPL expansion may lead to regulatory scrutiny in consumer protection-focused regions.

Collaboration with Doctolib exposes Adyen to healthcare data privacy and security risks.

Differentiation

Adyen offers a unified platform for online, in-store, and mobile payments.

The company holds acquiring licenses, allowing direct payment processing without third-party banks.

Adyen's AI-powered Uplift suite optimizes payment conversion and fraud management.

Upsides

Partnership with Intuit expands reach among UK small and mid-market businesses.

Collaboration with Affirm taps into a $185 billion BNPL market opportunity.

Adyen's healthcare partnerships open new revenue streams in the European market.

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