Ledger Investing

Applied AI Engineer – Experience Innovation

Indiana, United States

Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Insurtech, Fintech, Insurance, BiotechnologyIndustries

Applied AI Engineer

About Ledger Investing

Ledger is a Y Combinator-backed Insurtech startup transforming how insurance risk is financed. Ledger is building a marketplace that enables re/insurers to transfer risk to capital markets investors – we have originated over $2 billion of premium volume to institutional investors. Insurance securitization is on the path to becoming a $100 billion market but has been limited by opacity and complexity. Ledger is expanding this market by building a seamless data platform that powers the marketplace, as well as reports and analytics that insurers and investors need to transact. Our $75 million Series B investment funding has successfully set us up for long-term growth.

About the Team

The engineering platform team is a remote-first team building the web platforms, data infrastructure, and developer APIs that shape how people understand and handle billions of dollars of insurance risk. Engineers at Ledger have the opportunity to touch every part of the tech stack. We collaborate frequently with product thinkers, designers, sales, and domain experts to carefully craft valuable customer experiences. We believe in collaboration, communicating often, and treating others with kindness and respect. We believe everyone should have significant ownership and measurable impact. We believe in continuously improvement and constantly evaluate what works and what doesn’t. We believe in using modern tooling and technology to deliver the best developer experience possible.

About the Role

Join us in shaping the future of AI-driven experiences! We're looking for an Applied AI Engineer to push the boundaries of how users interact with technology. You'll have the opportunity to apply cutting-edge AI to create intuitive and innovative products that solve real-world problems. The ideal candidate is a proactive problem-solver with a passion for AI and a knack for turning complex ideas into elegant user experiences. You're excited to work in a fast-paced environment, embrace new challenges, and collaborate with a team of like-minded innovators to redefine how people interact with technology.

Responsibilities

On the engineering team, you will:

  • Design, develop, and optimize AI-powered experiences, with a focus on conversational AI systems that deliver value through natural language interfaces.
  • Create prototypes that demonstrate innovative applications of AI technologies.
  • Collaborate with product, design, and business teams to identify opportunities where AI can enhance user experiences.
  • Implement and refine agentic workflows using frameworks to create autonomous AI agents.
  • Build chat-based user interfaces using modern web technologies.
  • Optimize AI solutions for performance, cost, and user experience.

Technical Implementation Focus

  • Text analysis and language generation systems.
  • Image analysis pipelines for text and table extraction.
  • Systems that translate natural language into structured representations, such as mathematical formulas.
  • Chat-based user interfaces and components using React and Tailwind.
  • AI model evaluation, optimization, and deployment.

Qualifications

  • 5+ years of experience in backend or full-stack software development.
  • Experience deploying AI solutions in production, with familiarity across cloud platforms (Vercel, Railway, Modal, AWS, GCP, Azure).
  • Built user interfaces with React and Tailwind CSS.
  • Deep understanding of LLMs (OpenAI, Gemini, Claude, Mistral) and ability to evaluate, optimize, and select the right model for a given task.
  • Experience with RAG systems (LangChain, LlamaIndex) and vector databases (Pinecone, Weaviate, Qdrant) for semantic search.
  • Knowledge of agentic workflow frameworks (e.g., MCP, A2A, AutoGen, CrewAI, PydanticAI, LangGraph).
  • Proficient with model evaluation techniques, MLOps practices, and AI-assisted dev tools (Cursor, Claude Code, Zed, Devin).
  • Experience using text-to-app platforms (v0, Replit, Figma Make) for rapid prototyping.
  • Background in image analysis.

Employment Type:

  • [Not Specified]

Location Type:

  • [Not Specified]

Salary:

  • [Not Specified]

Skills

AI
Machine Learning
Data Science
Python
Cloud Platforms
API Development
Problem-Solving
User Experience

Ledger Investing

Investment platform for insurance-linked securities

About Ledger Investing

Ledger Investing operates in the insurance-linked securities (ILS) market, providing a platform for qualified investors to invest in securities tied to insurance risks. These investors typically include institutional buyers like banks, hedge funds, and pension funds. The company focuses on private placements of securities, which are sold directly to investors rather than through public exchanges, allowing for unique investment opportunities not found in traditional markets. However, these investments come with a high level of risk and potential for significant losses. Ledger Investing facilitates transactions between insurers and investors, offering tools and information to help investors make informed decisions without providing specific investment recommendations. The investments are considered risky and illiquid, making them suitable only for those who can afford to lose their entire investment and do not require quick access to cash.

New York City, New YorkHeadquarters
2016Year Founded
$88.2MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Remote team
Competitive compensation
Unlimited PTO
401k
Company retreats
Personal development
Comprehensive health coverage
Personal wellness

Risks

Increased competition in the ILS market may affect market share.
Regulatory scrutiny could raise compliance costs for Ledger Investing.
Reliance on institutional investors exposes the company to market volatility.

Differentiation

Ledger Investing pioneers the securitization of casualty insurance risks since 2019.
The company offers a unique platform for investing in insurance-linked securities.
Ledger Investing's private placement model provides exclusive investment opportunities.

Upsides

Growing interest in casualty ILS attracts diverse institutional investors.
Successful $250M casualty ILS transaction enhances asset class liquidity.
New Cayman-based subsidiaries boost capabilities in casualty ILS market.

Land your dream remote job 3x faster with AI