Mortgage Senior Underwriter
M&T BankFull Time
Senior (5 to 8 years)
Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.
We work hard, and have some fun along the way, too. The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more!
In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.
Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.
As an Application Specialist Manager at Hometap, you’ll lead a team of Application Specialists that review and process homeowner investment applications. Your team will be responsible for collecting and verifying application data with third party service providers, and coordinating cross functionally to review and originate home equity investments. You’ll oversee team production goals, balancing efficiency and accuracy to achieve targets.
To be successful in this role, you’ll need to be execution-oriented with exceptional attention to detail. You’re highly organized, and able to keep calm in an ever-changing and fast-paced environment. You’re process-oriented, with an eye toward maintaining and improving processes for your team over time. This role is a great fit for someone who is comfortable handling escalations, and brings strong and empathic communications skills to their conversations with team members, cross-functional colleagues, third-party vendors, and homeowners.
Provides cash for home equity access
Hometap provides homeowners with a way to access their home equity without selling their property or incurring additional debt. The company offers a lump sum of cash in exchange for a share of the future value of the home, allowing homeowners to unlock up to $600,000 of their equity without monthly payments or interest. Hometap earns revenue by sharing in the appreciation of the home's value when it is sold or when the homeowner repurchases Hometap's share. This approach sets Hometap apart from traditional home equity loans, as it offers a flexible and debt-free solution. The company's goal is to simplify the financial process for homeowners, helping them achieve their financial objectives, such as paying off debt or funding education, while maintaining a high level of customer service.