[Remote] AML Investigator at OppFi

Remote

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Not SpecifiedCompensation

N/AExperience Level

N/AJob Type

Not SpecifiedVisa

N/AIndustries

Requirements

Bachelor’s degree in Criminal Justice, Political Science, Law, or a related field
3+ years of relevant AML/BSA or fraud experience
Experience in financial institution AML/fraud investigations
Basic working knowledge of AML/BSA/fraud regulatory compliance processes and procedures
Solid research, analytical, and problem-solving skills
Good writing skills
Excellent organizational and follow-up skills
Detail-oriented and self-motivated
Excellent problem resolution skills
Excellent skills in EXCEL, PowerPoint, JIRA
SQL abilities are a plus
Proven ability to build strong relationships

Responsibilities

Monitor, analyze transactional activity, and conduct investigations for unusual activity including fraud, money laundering, and other identified risks
Conduct research using internal and external sources to determine if escalation is warranted
Review ACH activity, web or telephone-initiated transactions for fraudulent activity
Prepare and complete required reporting and dispositions accurately and timely
Investigate and analyze the causes, methods, and processes of AML/BSA and fraud activities and generate fraud prevention and analysis reports
Investigate any potential OFAC hits and escalate issues as warranted
Review, process and screen for Section 314(a) watchlist requirements received from FinCEN
Understands and stays current on Red Flags and industry trends related to AML/BSA and fraud
Other duties as assigned

Skills

OppFi

Specialty finance platform for personal loans

About OppFi

OppFi provides a platform that helps community banks offer personal loans to individuals who often struggle to access credit from traditional financial institutions. By partnering with these banks, OppFi enables them to extend credit to underserved Americans, allowing these consumers to improve their financial health. The loans are designed to be accessible and are accompanied by a focus on responsible lending practices. OppFi differentiates itself from competitors by emphasizing transparency and best-in-class customer service, ensuring that clients understand the terms of their loans and feel supported throughout the process. The company's goal is to promote financial inclusion and help individuals rebuild their financial stability.

Chicago, IllinoisHeadquarters

2012Year Founded

$283MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

201-500Employees

Benefits

Generous vacation

Insurance benefits

401(k) matching

Employee Assistance Program

Tuition reimbursement

Subsidies for childcare costs, free financial literacy tools, 6 paid weeks of parental leave

Collaborative and supportive company culture

Risks

Increased competition in small business financing could challenge OppFi's market position.

Potential delay in Federal Reserve rate cuts may decrease loan demand.

Integration risks exist with the acquisition of Bitty Advance.

Differentiation

OppFi partners with community banks to extend credit to underserved consumers.

The company emphasizes responsible lending and financial inclusion in its business model.

OppFi offers financial literacy resources through a collaboration with Zogo.

Upsides

Acquisition of Bitty Advance diversifies OppFi's product offerings in small business financing.

Expanded $50 million credit facility supports growth and new product roll-out.

Partnerships with educational platforms enhance customer engagement and retention.

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