Vermögensberater | Bankfiliale Stuttgart (w/m/d) at Santander

Stuttgart, Baden-Württemberg, Germany

Santander Logo
Not SpecifiedCompensation
Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Abgeschlossene Ausbildung zum/zur Bankkaufmann/-frau oder eine vergleichbare kaufmännische Ausbildung, idealerweise mit einer fachspezifischen Weiterbildung zum/zur Bankfachwirt/-in
  • Erste oder fundierte Berufserfahrung rund um die Vermögensanlage
  • Interesse an Finanzmarktgeschehen
  • Freude an starker Teamarbeit, engem Kundenkontakt und professionellem Service
  • Gespür für Menschen und ihre Wünsche, verbunden mit Vertriebsstärke (Beratung mit Bedarfsanalyse, Empfehlung und Abschluss sowie fortlaufende Betreuung)

Responsibilities

  • Erstellung individueller und bedarfsgerechter Anlagestrategien, orientiert an der individuellen Lebenssituation vermögender Kund:innen / Interessent:innen
  • Beratung eines bestehenden, finanzstarken und vermögenden Kundenkreises sowie Neukundengewinnung für Produktfelder: Investments, Vermögensverwaltung, Vorsorge und Girokonten/Karten
  • Aufbau und Pflege einer langfristigen Kundenbeziehung durch regelmäßige Betreuung im Rahmen der Vermögensplanung sowie Platzierung individuell passender Zusatzprodukte
  • Kontinuierliche Weiterentwicklung und Erhaltung des Verantwortungsbewusstseins im proaktiven Umgang mit Risiken innerhalb der Bank

Skills

Wealth Management
Investment Strategies
Client Advisory
Asset Management
Client Acquisition
Sales
Financial Products
Risk Management
Needs Analysis
Customer Relationship Management

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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