d) at Santander

Munich, Bavaria, Germany

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Abgeschlossene Ausbildung zum/zur Bankkaufmann/-frau oder eine vergleichbare kaufmännische Ausbildung, idealerweise mit einer fachspezifischen Weiterbildung zum/zur Bankfachwirt/-in
Erste oder fundierte Berufserfahrung rund um die Vermögensanlage
Interesse an Finanzmarktgeschehen
Freude an starker Teamarbeit, engem Kundenkontakt und professionellem Service
Gespür für Menschen und ihre Wünsche, verbunden mit Vertriebsstärke (Beratung mit Bedarfsanalyse, Empfehlung und Abschluss sowie fortlaufende Betreuung)

Responsibilities

Erstellung individueller und bedarfsgerechter Anlagestrategien, orientiert an der individuellen Lebenssituation vermögender Kund:innen / Interessent:innen
Beratung eines bestehenden, finanzstarken und vermögenden Kundenkreises sowie Neukundengewinnung für Produktfelder: Investments, Vermögensverwaltung, Vorsorge und Girokonten/Karten
Aufbau und Pflege einer langfristigen Kundenbeziehung durch regelmäßige Betreuung im Rahmen der Vermögensplanung sowie Platzierung individuell passender Zusatzprodukte
Kontinuierliche Weiterentwicklung und Erhaltung des Verantwortungsbewusstseins im proaktiven Umgang mit Risiken innerhalb der Bank

Skills

Key technologies and capabilities for this role

VermögensberatungAnlagestrategienInvestmentsVermögensverwaltungVorsorgeFinanzmärkteNeukundengewinnungKundenbeziehungRisikomanagementVertriebBedarfsanalyseBankkaufmannBankfachwirt

Questions & Answers

Common questions about this position

What benefits does Santander offer for this position?

Benefits include more than 6 weeks of annual vacation (6 weeks + 2 bank holidays + half-day birthday off), up to 25 additional unpaid vacation days, company pension via salary conversion, special bank product conditions, up to 40€ asset-effective benefits, kindergarten and meal allowances, Gympass, job ticket subsidy, annual health voucher, and corporate benefits.

Is this position remote or office-based?

This information is not specified in the job description.

What qualifications and skills are required for the Vermögensberater role?

Required are a completed training as Bankkaufmann/-frau or comparable commercial training, ideally with further education as Bankfachwirt/-in, initial or solid professional experience in asset investment, interest in financial markets, strong teamwork, customer contact skills, sales strength, and empathy for clients' needs.

What is the company culture like at Santander for this role?

The culture features great team spirit, close customer contact, professional service, and a focus on risk awareness and long-term customer relationships.

What compensation can I expect in this role?

Compensation includes annual special payment plus variable salary components, grouping into the branch collective agreement upon meeting criteria, but no specific salary range is stated.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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