Hometap

Title Examiner

Denver, Colorado, United States

Hometap Logo
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
FintechIndustries

Requirements

Candidates should possess at least two years of experience in title examination, with a preference for national title experience, and demonstrate strong problem-solving skills, including the ability to work cross-functionally to identify and troubleshoot questions. Excellent verbal and written communication skills, comfortable communicating with customers via phone and email, are also required.

Responsibilities

The Title Examiner will review title commitments and reports for requirements, exceptions, and title defects, including legal descriptions, mortgages, judgments, and taxes; prepare necessary documents for signature to effectively cure title defects; understand and utilize search documents provided by the abstractor; proactively resolve curative issues to ensure clear and marketable title; order and manage date downs from data providers to maintain up to date title information; collaborate with underwriters to clear complex title issues, obtain high liability approval, review SDN (Specially Designated Nationals) hits, and ensure buyers and sellers are clear of all judgments and liens; proof recordable documents and submit them for timely recording; issue title policies; and perform essential clerical duties such as filing, answering phones, typing forms, and corresponding with parties to the transaction.

Skills

Title Examination
Title Document Review
Problem-Solving
Cross-Functional Collaboration
Verbal and Written Communication
Legal Descriptions
Title Search
Title Curative Processes
Order Management
Title Policy Issuance
Clerical Skills

Hometap

Provides cash for home equity access

About Hometap

Hometap provides homeowners with a way to access their home equity without selling their property or incurring additional debt. The company offers a lump sum of cash in exchange for a share of the future value of the home, allowing homeowners to unlock up to $600,000 of their equity without monthly payments or interest. Hometap earns revenue by sharing in the appreciation of the home's value when it is sold or when the homeowner repurchases Hometap's share. This approach sets Hometap apart from traditional home equity loans, as it offers a flexible and debt-free solution. The company's goal is to simplify the financial process for homeowners, helping them achieve their financial objectives, such as paying off debt or funding education, while maintaining a high level of customer service.

Key Metrics

Boston, MassachusettsHeadquarters
2017Year Founded
$405.6MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

401k plan with match
Commuter benefits
Healthcare coverage
Flexible work schedule
Paid parental leave
Unlimited PTO
Learning & development
Generous share package

Risks

Rising interest rates may make traditional loans more appealing.
Increased competition from fintechs could erode market share.
Potential regulatory changes could impact Hometap's business model.

Differentiation

Hometap offers debt-free home equity access, unlike traditional loans.
The company provides a lump sum for a share of future home value.
Hometap's Home Equity Dashboard aids homeowners in managing their equity.

Upsides

Growing interest in alternative financing boosts Hometap's market potential.
Hometap's $278 million securitization shows strong investor interest.
Expansion into New York City taps into a large financial market.

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