Staff Software Engineer - Credit Rewards at Marqeta

Toronto, Ontario, Canada

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, PaymentsIndustries

Requirements

8+ years of relevant experience with a Bachelor’s degree; or 6 years of experience with a Master's degree; or a PhD with 3 years experience. In lieu of a degree, 11+ years of relevant experience
Experience building a deep understanding of business needs and translating them into scalable, efficient, and secure software architectures
Expertise in at least one programming language, with a strong awareness of the ecosystem of tools and libraries supporting it, preferably Java
Experience building strong relationships in a remote setting, ability to lead and mentor fellow engineers
Experience maintaining and supporting a highly available and accurate cloud-based distributed system
Experience with microservices architecture
Strong ability to present clear and concise messages tailored to various audiences; able to communicate in a clear, concise, and respectful manner both verbally and in writing
Participation in a rotational on-call pager duty

Responsibilities

Autonomously deliver ongoing business impact across a team, product capability, or technical system
Own and deliver bi-annual/annual goals for your team
Identify the right solutions to solve ambiguous, open-ended problems that require tough prioritization
Define technical solutions or efficient operational processes that level up your team
Provide leadership within your team, with impact extending outside your team, and drive cross-team or cross-discipline initiatives
Play a key role in setting strategy and provide technical leadership on high-impact projects
Work closely with cross-functional peers and stakeholders to establish alignment and clarity around project goals, roadmaps and deliverables
Influence, coach, and mentor a distributed team of engineers
Define, deliver, and maintain large projects, often involving cross-team dependencies

Skills

Key technologies and capabilities for this role

Software EngineeringTechnical LeadershipMentoringPagerDutyDistributed Systems

Questions & Answers

Common questions about this position

What experience level is required for this Staff Software Engineer role?

Candidates need 8+ years of relevant experience with a Bachelor’s degree, 6 years with a Master's degree, or a PhD with 3 years experience; in lieu of a degree, 11+ years of relevant experience may suffice.

Is this role remote, and where can it be performed?

This role can be performed remotely within Ontario or British Columbia, Canada, under Marqeta's Flexible First policy.

What programming expertise is needed for this position?

Expertise in at least one programming language is required, with a strong awareness of its ecosystem of tools and libraries, preferably Java.

Is on-call duty required in this software engineering role?

Yes, participation in a rotational on-call pager duty is required, with specifics varying by team and discussed during the interview process.

What makes a strong candidate for this Staff Software Engineer position?

Strong candidates have experience leading technical strategy, building scalable architectures from business needs, expertise in microservices and distributed systems, and the ability to mentor engineers remotely while communicating clearly.

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters

2010Year Founded

$526.5MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

501-1,000Employees

Benefits

Medical, dental, & vision coverage

Flexible time off

Paid family leave

Pet insurance

401k match

Equity

Monthly stipends

Company recognition & awards

Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.

Increased regulatory scrutiny could raise compliance costs for Marqeta.

EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.

The company operates in 40 countries, offering a global card issuing platform.

Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.

Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.

Smarter AI models enhance Marqeta's payment processing capabilities.

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