[Remote] Staff Software Engineer, Backend (Powered By Affirm) at Affirm

United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, TechnologyIndustries

Requirements

7+ years of experience as a software engineer
Proficient in designing, developing, and launching backend systems at scale with technologies like Python, Kotlin, AWS, MySQL, and Kubernetes
Experience delivering major features, system components, or deprecating existing functionality through the definition of a technical and execution plan
Write high-quality code that is easily understood and used by others
Thrive in ambiguity and comfortable moving from low-level language idioms to the architecture of large systems
Growth and impact trajectory demonstrating mastery in gathering and iterating on feedback from engineering and cross-functional peers
Strong verbal and written communication skills for effective collaboration with a global engineering team
Bachelor’s degree in a related field or equivalent practical experience

Responsibilities

Set technical strategy for your team on a year-long time scale and tie it to critical, business-impacting projects
Contribute to the entire API lifecycle, including designing, developing, testing, maintaining, and evolving APIs
Collaborate across teams in the product development lifecycle with product management, design, and analytics to ensure technical sustainability, risks, and trade-offs are managed
Act as a force-multiplier for your team through defining and advocating technical solutions and operational processes
Take ownership of your team’s operations and availability by ensuring monitoring, triage rotations, playbooks, policies, testing, and alerting are in place for “keep the lights on” and on-call efforts
Foster a culture of quality and ownership by setting code review and design standards for your team and advocating for them beyond your team through writing and tech talks
Help develop talent on your team by providing feedback and guidance, and leading by example

Skills

Python

Kotlin

AWS

MySQL

Kubernetes

API Design

Backend Development

System Design

Monitoring

On-call

Code Review

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

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