Staff Software Engineer at EarnIn

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

7+ years of delivering value through software in a collaborative environment
Architected and implemented complex features focusing on data-driven decision making and performance optimization
Technical leadership: hands-on experience leading project teams, setting technical direction and strategy, system design, and mentoring engineers
Passionate about efficiency, availability, technical quality, and system quality
Experience leveling up those around you with curiosity and fostering a collaborative, inclusive team environment
Proven experience in defining product/technical strategy and deriving alignment with xfn leaders/stakeholders
Strong communication and initiative that spans across teams
Experience leading design, implementation, and deployment of high-scale cross-functional payments systems
Bring a strong product mindset and a deep understanding of product needs and long-term flexibility in design

Responsibilities

Design & implement features robust enough for our high scale
Drive the implementation of new features—break complex problems down to their bare essentials, translate that complexity into elegant design, and create high-quality, maintainable code
Create and maintain test automation to enable continuous integration and development velocity
Design & deliver thoughtfully crafted REST APIs to drive the interactions between our client applications and backend services
Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews
Work cross-functionally with other teams (data science, design, product, marketing, analytics)
Leverage a broad skill set and help us implement and learn new technologies quickly
Provide and receive design and implementation evaluations and improve with each iteration
Debug production issues across our services infrastructure and multiple levels of our stack
Think about distributed systems & services and care passionately about producing high-quality code

Skills

Key technologies and capabilities for this role

REST APIsBackend DevelopmentTest AutomationContinuous IntegrationHigh Scale SystemsSoftware DesignMentoring

Questions & Answers

Common questions about this position

What is the work arrangement for this role?

This is a hybrid role based out of the Bengaluru office, requiring 2 days a week in the office.

What benefits does EarnIn offer?

EarnIn provides excellent benefits including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to the Mountain View HQ.

What is the salary range for this position?

Salary ranges are determined by role, level, and location, but specific figures are not provided.

What experience and skills are required for this Staff Software Engineer role?

Candidates need 7+ years of delivering value through software in a collaborative environment, experience architecting complex features with a focus on data-driven decisions and performance, and technical leadership including leading teams, system design, and mentoring.

What makes a strong candidate for this position?

A strong candidate has 7+ years of experience, technical leadership skills including mentoring and system design, and a passion for efficiency, high-quality code, and collaborative environments.

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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