Staff Data Analyst at EarnIn

Mountain View, California, United States

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$205,800 – $250,500Compensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Strong interpersonal skills and ability to work cross-functionally in team environments
6+ years of experience in product analytics/data science
Expert with SQL and experience with Python or R
Ability to think creatively and thrive in a fast-paced, dynamic, often ambiguous work environment
Experience designing, interpreting, and iterating on A/B tests; practical knowledge of experimentation methodologies and frameworks
Experience with Periscope, Tableau, Databricks, Amplitude, and/or Optimizely (plus)
Experience creating offline ML models (plus)

Responsibilities

Work closely with the product and engineering teams to define key metrics and answer important questions
Conduct analysis and opportunity sizing to find opportunities for improvement and turn hypotheses into actionable and well-designed experiments (A/B Testing)
Identify KPIs and develop dashboards to monitor metrics, show current status, goal achievement, and reasons why
Communicate results, influence stakeholders, and serve as a trusted thought partner for product, engineering, and leadership teams
Ideate, execute, and measure initiatives

Skills

data analytics

data science

experimentation

SQL

Python

A/B testing

statistics

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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