M&T Bank

Stablecoin Product Manager

United States

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial Services, Fintech, Digital AssetsIndustries

Requirements

Candidates must possess a Bachelor's degree or a combined minimum of 9 years of higher education and work experience, including at least 5 years in marketing, product management, financial, operations, or project management. A minimum of 3 years of product management experience in fintech, payments, or blockchain/digital assets is highly desirable, with 3-6+ years preferred. A basic understanding of blockchain technology, stablecoin mechanics, smart contracts, and relevant regulatory frameworks is required. Excellent communication, leadership, and cross-functional collaboration skills are essential, as is the ability to translate complex concepts into user-centric solutions. Familiarity with stablecoin issuers, blockchain infrastructure, on-chain analytics, interoperability protocols, and hands-on expertise with platforms like Ethereum or Solana are desired.

Responsibilities

The Stablecoin Product Manager will be responsible for the design, development, and ongoing performance of stablecoin product offerings for Commercial and Business Banking clients. This includes managing new product implementation and existing product modifications, reviewing market developments, and recommending new or modified services. The role involves supporting the development of a product vision, strategy, and roadmap, creating business cases for investment, and evaluating market entry alternatives for various stablecoin-related services. Key responsibilities include establishing partnerships with external digital asset entities, supporting integration with blockchain infrastructure, and ensuring compliance with regulations such as KYC/AML and financial risk management. The manager will also support the development of a risk management control framework, gather user feedback, monitor market trends, and analyze performance metrics to refine products and drive adoption.

Skills

Product Management
Fintech
Payments
Blockchain
Digital Assets
Stablecoin
Commercial Banking
Business Banking
KYC/AML
Risk Management
Market Analysis
Product Strategy
Roadmap Development
Partnership Management
Cross-border Payments
Crypto Settlement

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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