Sr. Liability Claims Adjuster at Steadily

Overland Park, Kansas, United States

Steadily Logo
$105,000 – $125,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries

Requirements

  • At least 3 years experience adjusting complex liability/casualty claims, including complex and catastrophic bodily injury, 3rd party liability, and litigated general liability files
  • Knowledge of navigating litigation and skilled negotiation
  • Extensive knowledge of standard claims practices, estimating, claims processes, coverage application, liability investigations, subrogation, SIU, and related areas
  • Thrive under intense pressure, manage large workloads, self-driven, resourceful, and willing to handle any task
  • Experience in Homeowners, Condo, and/or Landlord claims is a plus
  • Prior leadership experience is a plus
  • AIC and/or ARM designations are a plus
  • Prior project management experience is a plus
  • Experience in subrogation, fraud investigation, or property damage estimating is a bonus

Responsibilities

  • Handle unrepresented, represented, and litigated property and personal liability claims from start-to-finish, including 1st party property claims as needed
  • Establish timely contact with all parties, investigate loss details to determine legal liability, and make definitive, well-documented coverage decisions
  • Draft comprehensive coverage letters, including Reservation of Rights
  • Evaluate, negotiate, and adjudicate claims within established authority, ensuring timely resolution
  • Maintain meticulous claim files with ample documentation, regular diary entries, and strict compliance with Fair Claims practices
  • Deliver best-in-class service by setting clear expectations and providing proactive, timely communication with insureds, claimants, and witnesses
  • Partner with and direct counsel, independent adjusters, and experts to facilitate resolutions
  • Embrace “all-hands-on-deck” approach for workload surges and catastrophe response, including mandatory on-call, evenings, and weekends
  • Request appraisals, estimates, cause & origin reports, and other reports to assist in claim investigations
  • Review estimates and reports and issue payments as owed under the policy contract
  • Assist in projects as needed

Skills

Liability Claims Adjusting
Casualty Claims
Claims Investigation
Coverage Determination
Claims Negotiation
Litigated Claims
Bodily Injury Claims
Claims Documentation
Fair Claims Practices
Expert Coordination
Appraisals
Cause & Origin Reports
Claims Adjudication

Steadily

Provides comprehensive landlord insurance nationwide

About Steadily

Steadily provides landlord insurance across the United States, focusing on comprehensive coverage for property owners. Their insurance policies protect against various risks, including property damage from fires, leaks, storms, and vandalism, as well as liability for injuries that occur on the property. Unlike many competitors, Steadily offers coverage for vacant properties and those under restoration, ensuring landlords have protection regardless of their property's status. The company aims to deliver affordable insurance with competitive rates and no hidden fees, allowing landlords to quickly purchase policies and start coverage within minutes.

Austin, TexasHeadquarters
2020Year Founded
$58.5MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Health Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Vacation
Equity in the company
Hybrid Work Options

Risks

Increased competition from insurtech startups like Latchel could impact market share.
Challenges in integrating with platforms like BNB Calc may affect service delivery.
Reliance on partnerships like Guesty may not yield expected customer acquisition results.

Differentiation

Steadily offers comprehensive landlord insurance with quick coverage and no hidden fees.
The company integrates with platforms like Guesty for enhanced property management solutions.
Steadily provides specialized coverage for natural disasters, vandalism, and civil commotion.

Upsides

Steadily raised $28.5M in Series B funding to scale its offerings.
Integration with AI-driven tools can improve underwriting accuracy and customer satisfaction.
The rise of short-term rentals expands the market for Steadily's insurance products.

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