Sr Director Product Management - Payments & Liquidity Platform at Nium

Mumbai, Maharashtra, India

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Payments, Financial ServicesIndustries

Requirements

12+ years in product management, with at least 5 years leading payment products or payment processing platforms
Deep experience scaling high-throughput, always-on transaction systems
Familiarity with integrating payment processors, financial institutions, or bank rails
Excellent cross-functional leadership with Engineering, Risk, and Ops
Ability to balance speed, safety, and scale in roadmap prioritization
Experience building

Responsibilities

Architect the roadmap to scale throughput across thousands of concurrent partner integrations
Lead initiatives to enhance transaction traceability, observability, and self-healing mechanisms
Improve operational tooling and auto-resolution of failures, exceptions, and retries
Deliver a multi-threaded processing architecture and proactive issue diagnostics
Own a living capability map of what’s live, missing, or underutilized across Nium’s network
Define feature expectations by market, segment, and use case (e.g. pay-in, payout, FX routing)
Align with commercial and compliance teams to prioritize capability expansion
Provide strategic visibility to leadership on coverage vs. opportunity
Develop reusable integration models and templates to reduce engineering lift
Standardize onboarding workflows — from Postman collections to sandbox testing protocols
Automate partner setup, configuration, and monitoring in collaboration with Engineering
Implement playbooks and systems that reduce variability in partner launches
Lead a team of PMs and collaborate deeply with Engineering, Ops, and Infrastructure
Build a strong culture of systems thinking, customer empathy, and operational rigor
Drive cross-functional alignment and accountability for platform outcomes

Skills

Product Management

Payments Platform

Liquidity Platform

Scalability

Observability

Traceability

Real-time Payments

Cross-border Payments

Transaction Orchestration

Integration Layer

Nium

Global platform for real-time payments

About Nium

Nium provides real-time payment solutions that enable businesses to send and receive funds instantly, manage foreign exchange transactions, and prevent fraud. Its platform, powered by a proprietary API, allows banks, fintech companies, and money service businesses to integrate services for efficient cross-border money movement. Nium stands out by offering competitive foreign exchange rates and solutions for corporate purchasing and travel payments. The company's goal is to streamline financial transactions for businesses globally while charging fees for its services.

San Francisco, CaliforniaHeadquarters

2016Year Founded

$305.4MTotal Funding

SERIES_ECompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Hybrid Work Options

Paid Vacation

Performance Bonus

Stock Options

Professional Development Budget

Mental Health Support

Risks

Increased competition from Loop and EQ Bank's multi-currency Global Visa Card.

Regulatory challenges in diverse African markets could impact partnership with Ecobank.

Technological integration issues may arise with Partior's blockchain-based payment system.

Differentiation

Nium offers real-time cross-border payments, enhancing speed and efficiency for businesses.

The company provides a proprietary API for seamless integration into existing business systems.

Nium's platform supports multiple payment schemes, including Visa, Mastercard, and Diners Club.

Upsides

Partnership with Ecobank expands Nium's reach to 35 African markets, boosting market presence.

Collaboration with Partior enhances transaction transparency and speed via blockchain technology.

Launch of Diners Club International Card increases flexibility for travel industry customers.

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