Sr. Business Analyst - U.S. Card at Capital One

McLean, Virginia, United States

Capital One Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BankingIndustries

Requirements

  • Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)
  • At least 1 year of experience in analysis
  • Strategic & analytic orientation: Proven track record of decision making and problem solving based on analytics, strong quantitative orientation
  • Strong business judgment, leadership and integrity: Tenacious decision maker with aggressive yet responsible approach
  • Strong communication skills: Impeccable written and oral communication, strategic influencing, negotiation skills
  • Clear results orientation: Intense focus on achieving short and long term goals, ability to drive and execute in uncertain environments
  • Successful track record of thriving in fast paced, entrepreneurial, dynamic environments (previous consulting experience a plus)
  • Preferred Qualifications
  • Master’s Degree in Business or quantitative field (Finance, Economics, Physical Sciences, Math, Statistics, Engineering)
  • 1+ years of experience in Statistical model building
  • 1+ years of experience in market research
  • 1+ years of experience in SQL querying
  • 2+ years of experience in business analysis
  • 1+ years of experience in consulting

Responsibilities

  • Analysis: Identify business challenges and opportunities for improvement, solve using analysis to make strategic or tactical recommendations
  • Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products
  • Marketing: Support direct-to-consumer marketing efforts for select products and strategic intent for retail channel products; build targeted insights for new customer experiences, technology, and go-to-market strategies
  • Credit Risk: Support improvements in credit performance by connecting future consumer credit trends to historical behavior, creating risk models, testing hypotheses with monitoring and analysis
  • Execution: Involve problem frameworks, develop hypotheses, test and analyze, develop solutions, scope operational feasibility, lead implementation efforts, develop monitoring plans
  • Partnership: Work closely with IT, Sales, Operations, Finance and others to drive improvements in quality, volume, service, and profitability

Skills

Business Analysis
Data Analytics
Strategic Analysis
Credit Risk Modeling
Risk Analytics
Hypothesis Testing
Quantitative Analysis
Product Strategy
Marketing Analytics

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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