Software Engineer, SaaS at EarnIn

Mexico City, Mexico City, Mexico

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, SaaSIndustries

Requirements

3+ years of professional software development experience (internships or projects may count)
Bachelor’s degree in computer science, engineering, or a related technical field, or equivalent practical experience
Proficiency in at least one modern programming language (e.g., Go, Python, C#, or similar)
Experience working with relational databases
Familiarity with cloud platforms (AWS preferred)
Exposure to infrastructure-as-code tools (e.g., Helm, Kustomize, Terraform) is a plus
Interest in working with Kubernetes-based environments and learning to optimize for resiliency and scalability
Strong communication skills and a collaborative mindset
Ability to learn quickly, adapt to new challenges, and thrive in a fast-paced environment

Responsibilities

Contribute to the design and development of backend components such as payroll and tax processing engines, ledger services, and pay cycle management
Build and maintain services and APIs using Go (Golang) or other modern languages, focusing on maintainability, security, and performance
Collaborate with product managers, designers, and other engineers to deliver features that meet the needs of payroll customers
Assist in investigating and troubleshooting production issues, learning to apply root cause analysis and propose improvements
Support the development of scalable and reliable microservices for time-critical financial workflows
Participate in code reviews, learning and applying best practices while improving your own coding skills
Help ensure features are delivered with quality and within agreed timelines

Skills

Golang

APIs

backend services

payroll processing

tax processing

ledger services

pay cycle management

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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