Software Engineer - Platform at Plaid

New York, New York, United States

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, TechnologyIndustries

Requirements

2 to 4 years of software engineering experience, with a proven track record of building and shipping complex backend systems or platforms
Experience designing and scaling distributed systems is highly desired
Proficiency in at least one general-purpose programming language (e.g. Go, Python, Java, C++)

Responsibilities

Design & Develop Scalable Systems: Build and maintain core platform services with a focus on performance, reliability, and scalability. Create and evolve distributed backend systems that serve as the bedrock for products used by millions of users
Infrastructure & Data Platforms: Develop and improve infrastructure for data storage and processing – for example, high-performance databases and modern data processing frameworks – to handle Plaid’s growing data and product needs. Ensure data infrastructure is robust and can scale effectively
Developer Productivity Tools: Create internal tools, frameworks, and automation to improve developer productivity and efficiency. This includes building CI/CD pipelines, observability and monitoring systems, and self-service infrastructure platforms that enable teams to ship code quickly and safely
Security & Privacy by Design: Integrate security, privacy, and compliance best practices into platforms (e.g. data encryption, access controls, audit logging) to protect sensitive financial data. Work closely with Security and Privacy teams to ensure infrastructure and internal services meet high standards for data protection and regulatory compliance
Cross-Team Collaboration: Work hand-in-hand with product engineers and other stakeholders to understand requirements and translate them into reliable platform capabilities. Facilitate smooth integration of platform solutions into various products, and coordinate across teams to resolve issues and deliver new features efficiently
Technical Excellence & Leadership: Uphold high engineering standards through code reviews, testing, and documentation. Take initiative in setting technical direction and architecture for platform systems, and mentor junior engineers to help grow their skills. Lead by example in driving best practices and continuously improving the quality of engineering solutions

Skills

Distributed Systems

Backend Services

Scalability

Reliability

Infrastructure

Data Platforms

Data Storage

Data Processing

Platform Engineering

Plaid

Connects financial accounts to apps securely

About Plaid

Plaid simplifies financial data management for individuals and businesses by connecting various financial accounts to apps and services. Its main product is a set of APIs that allow developers to integrate financial data into their applications, enabling users to track spending, initiate payments, and access financial services all in one place. Plaid serves a wide range of clients, including app developers and financial institutions, and is used by popular apps like LendingTree and Square. Unlike many competitors, Plaid focuses on providing a comprehensive and scalable platform that supports various financial use cases, such as transactions and identity verification. The company's goal is to enhance the way users interact with their financial data, making it easier and more secure.

San Francisco, CaliforniaHeadquarters

2013Year Founded

$714.3MTotal Funding

SERIES_DCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

We've got you covered: From medical, life, and 401ks, we’re here to support your physical, mental, and financial wellbeing.

Everyone is an owner: We want everyone to feel ownership over their work - literally, which is why we offer equity to full-time Plaids.

Vacation your way: We want to make sure you have time to meet your personal needs with unlimited PTO and two weeks of synchronous, company-wide vacation.

Grow your skills: Every Plaid is in control of their career development with our learning stipends, tools, and trainings.

Risks

Increased competition from API-based banking solutions like FIS's Code Connect platform.

Potential legal challenges, such as PNC's lawsuit over trademark issues.

Demand for enhanced transparency and security in financial data sharing.

Differentiation

Plaid offers seamless financial data integration through robust APIs for diverse clients.

Plaid's Pay by Bank for Bill Pay provides a cost-effective recurring payment solution.

Plaid's strategic partnerships enhance its value proposition in payroll and payment sectors.

Upsides

Plaid's expansion into the Triangle area indicates growth and increased hiring potential.

Partnership with Dwolla enhances Plaid's presence in the secure payments sector.

Collaboration with Ansa expands market reach through pay-by-bank capabilities for merchants.

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