Senior Software Engineer II
dbt Labs- Full Time
- Senior (5 to 8 years)
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The ML Platform team is on a mission to build the core infrastructure that powers Affirm's intelligence. Affirm uses machine learning to assess and approve each BNPL transaction. Affirm’s ML models answer questions like: is the applicant willing and able to repay this loan?
The role of the ML Platform team is to build the compute platform for training and serving all of Affirm's ML models and features. Online, we operate a feature store and model server that enable real-time feature computation and model scoring. Offline, we manage an environment for running large scale model training and data analysis.
Provides buy now, pay later financing solutions
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.