Kin Insurance

Software Engineer, Front-End Focus

Chicago, Illinois, United States

$110,000 – $127,000Compensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Insurtech, FintechIndustries

Requirements

Candidates should possess at least 6 years of professional software engineering experience and 5 years of coding experience with Ruby. Experience in architectural planning and design, the ability to articulate the value of technical investments, and comfort in a fast-paced startup environment are essential. A strong capacity for learning and development, along with a preference for individuals located in Central or Eastern US time zones, is also required. Candidates must be legally able to work in the US without sponsorship.

Responsibilities

The Staff Engineer will develop products and features using Ruby on Rails, Typescript, and PostgreSQL within an Agile framework. Responsibilities include writing clean and efficient code, setting engineering standards, leading pair programming sessions, mentoring junior engineers, and occasionally leading small teams. The role also involves driving advanced design and architectural tasks, developing technical roadmaps, participating in agile ceremonies, and collaborating with cross-functional teams like Product and Actuarial.

Skills

Ruby on Rails
Typescript
PostgreSQL
Agile methodologies
Python
Software Development
Pair programming
Mentorship
Technical roadmaps
Design
Architecture

Kin Insurance

Simplifies home insurance for homeowners

About Kin Insurance

Kin Insurance simplifies the home insurance experience for homeowners, especially those living in coastal areas. The company offers clear and straightforward insurance options that are easy to understand and obtain, addressing the complexities and high costs typically associated with home insurance. By providing direct-to-consumer policies, Kin eliminates the need for brokers or agents, which helps reduce costs and allows for more personalized service. This model fosters a closer relationship with clients, enhancing customer satisfaction. Kin uses technology and data to offer competitive rates and tailor coverage to meet individual homeowner needs. Their commitment to transparency and customer support is evident, with many clients saving an average of $500 when switching to Kin. The goal of Kin Insurance is to make home insurance more accessible, affordable, and customer-focused, distinguishing itself in the competitive insurance market.

Chicago, IllinoisHeadquarters
2016Year Founded
$317.1MTotal Funding
SERIES_DCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, and vision
Life & disability
Commuter benefits
401k
Education & professional development
Flexible PTO
Company provided lunch

Risks

Increased competition from insurtech companies like Lemonade and Hippo.
Potential impact of climate change on coastal areas could raise claims costs.
Regulatory challenges in new markets like Texas may complicate operations.

Differentiation

Kin Insurance offers direct-to-consumer policies, eliminating the need for brokers.
The company uses extensive property data for precise pricing and improved underwriting.
Kin focuses on coastal homeowners, providing tailored insurance solutions for high-risk areas.

Upsides

Kin's expansion into Texas taps into an underserved market with high demand.
The company achieved a $1bn valuation, securing its Unicorn status in 2023.
Kin's technology-driven model ensures competitive rates and personalized service.

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