[Remote] Software Engineer at Affirm

United States

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial TechnologyIndustries

Requirements

Bachelor’s degree in Computer Science, Computer Engineering, or related field
Completion of a university-level course, research project, internship, or thesis
One year of experience in software application development
Proficiency in Kotlin and Python
Experience with MySQL, Flask
Experience leveraging software engineering best practices (Source Control, Agile Methodology, Code Reviews)
Experience utilizing modern testing frameworks (unit, integration, functional tests)
Experience debugging code issues utilizing data and stack trace analysis
Experience with service-oriented architecture design

Responsibilities

Design, develop, and test high-quality software systems using Python and Kotlin
Create tools and libraries for the web application using Python and Kotlin
Maintain and improve test, build, and release pipelines
Incorporate needs and opinions from stakeholders, advocating for ideas and initiatives
Provide guidance on core application architectural decisions and driving implementation
Work with engineers across the organization on project definition, technical specification, task break-down, delivery, monitoring, and maintenance
Engineering and integrating Affirm’s systems with third-party servicing solutions such as Salesforce Service Cloud
Provide support on questions around the software systems and the tooling built around the app
Debugging code issues utilizing data and stack trace analysis

Skills

Python

Kotlin

MySQL

Flask

Software application development

Source Control

Agile Methodology

Code Reviews

Unit testing

Integration testing

Functional testing

Service oriented architecture

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

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