Software Development Engineer II (Backend) at Zeta

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, BankingIndustries

Requirements

Strong backend development experience in Java and Python
Experience with Spring Boot (optional but preferred)
Hands-on experience with AI/ML projects (must have successfully implemented or deployed AI/ML-driven solutions)
Understanding of distributed systems, scalability, and high-performance computing
Experience with message brokers, application containers, and cloud platforms (AWS, GCP, Azure, etc.)
Strong problem-solving mindset with a bias for action
Experience with Copilot ecosystem, Power Apps platforms, or low-code/no-code automation tools
Knowledge of Graph Neural Networks, NLP, or AI-powered fraud detection
Familiarity with MLOps, model deployment, and cloud-based AI pipelines
Understanding of CAP theorem and distributed computing principles
Experience in working with high-frequency, low-latency systems
Bachelor’s/Master’s degree in engineering with 1 year of experience
Passion for Programming
Strong understanding of data structures and algorithms
Aware of various product design, functional design and usability factors in designing
Experience with Linux as a working environment for development and deployment
Exposure to SOAP or XML-RPC or any other remoting or service oriented application technology

Responsibilities

Building scalable & secure banking platforms that redefine industry standards
Owning key components of the backend and contributing to their evolution
Developing AI/ML-powered capabilities to enhance banking intelligence
Optimizing distributed systems for performance, latency, and throughput
Mining TBs of data to derive insights and improve decision-making
Working with cross-functional teams to design innovative backend solutions
Driving automation and efficiency in backend workflows
Mentoring and collaborating with engineers in a high-growth environment

Skills

Java

Python

Spring Boot

AI/ML

Distributed Systems

Zeta

Cloud-native payment card processing platform

About Zeta

Zeta provides a platform for payment card processing that is designed for banks, financial institutions, and fintech companies. Their main product, the Omni Stack, allows clients to easily create and manage digital credit, debit, and prepaid card programs. This platform works by integrating with existing systems through APIs, which helps streamline the payment processing experience. Zeta stands out from its competitors by focusing on cloud-native solutions and ensuring compliance with important regulations, which helps build trust with their clients. The company's goal is to make payments seamless and less noticeable in everyday transactions, moving towards a future where payments are 'invisible'.

San Francisco, CaliforniaHeadquarters

2015Year Founded

$369.6MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Risks

Competition from fintech startups may erode Zeta's market share.

Data privacy concerns could arise as Zeta expands globally.

Dependence on key partnerships like Sparrow poses risks if disrupted.

Differentiation

Zeta's Tachyon platform powers Sparrow's top-rated credit card for underserved markets.

Zeta's Omni Stack enables rapid launch of digital card programs for financial institutions.

Zeta is recognized for compliance with ISO IEC 27001, PCI DSS 4.0, and SOC 2 Type 2.

Upsides

Zeta's partnership with Sparrow opens new revenue streams in underserved markets.

Zeta's technology receives high ratings, enhancing brand reputation and customer trust.

Recognition by Celent boosts Zeta's market positioning for US banks and credit unions.

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