Small Business Lending Consultant at Fifth Third Bank

Columbus, Ohio, United States

Apply Now

Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Minimum of 5 years of banking experience
Practical experience in small business lending
Moderate proficiency (typically from 5 years of work or practical experience) in Credit Analysis: Ability to assess financial health and creditworthiness using financial statements and other documentation
Moderate proficiency in Loan Structuring: Experience designing loan packages that meet both client needs and institutional risk standards
Moderate proficiency in Financial Documentation: Proficiency in reviewing and interpreting tax returns, balance sheets, income statements, and other financial records
Moderate proficiency in Sales Coaching & Influence: Proven ability to coach and influence teams in a sales environment to drive performance and adoption of best practices
Bachelor’s degree in business, finance, or related field (preferred)

Responsibilities

Serve as the primary point of contact for small business clients throughout the loan process
Guide clients through loan options, application requirements, and closing procedures
Analyze small business loan applications, including cash flow, collateral, and creditworthiness
Provide technical guidance on loan structuring and placement to ensure optimal fit for client needs
Craft clear, concise deal write-ups to streamline the loan approval process
Maintain deep knowledge of Fifth Third’s credit policies and lending products
Own the progression of loans from pipeline sourcing to closing, ensuring timely follow-up and resolution
Coach branch teams on managing and advancing loan pipelines effectively
Monitor pipeline health and identify bottlenecks or opportunities for acceleration
Share best practices for loan origination, documentation, and follow-up
Partner with Retail Financial Centers to support complex small business lending scenarios
Deliver targeted coaching on lending acumen, product knowledge, and sales behaviors
Collaborate with Business Banking and Credit teams to ensure seamless handoffs and customer experience
Identify trends in small business lending and provide feedback to leadership on market opportunities
Contribute to regional planning discussions with data-driven insights on lending performance
Support the development of lending-related training materials and job family content
Perform other duties as assigned, adapting to new tasks or shifts in priorities as necessary to support your team’s and the company’s mission

Skills

Key technologies and capabilities for this role

small business lendingcredit analysisloan structuringcash flow analysiscollateral evaluationpipeline managementloan originationcredit policiescustomer relationship managementdeal write-ups

Questions & Answers

Common questions about this position

What experience is required for the Small Business Lending Consultant role?

The role requires a minimum of 5 years of banking experience, along with practical experience in small business lending.

What are the key responsibilities of this position?

Responsibilities include serving as the primary point of contact for small business clients, analyzing loan applications, managing loan pipelines, coaching branch teams, and collaborating with internal teams.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What is the salary or compensation for this role?

This information is not specified in the job description.

What makes a strong candidate for this Small Business Lending Consultant position?

Strong candidates will have at least 5 years of banking experience with practical small business lending expertise, deep knowledge of credit policies, strong relationship skills, and the ability to analyze loans and coach teams.

Fifth Third Bank

Provides banking, loans, and wealth management services

About Fifth Third Bank

Fifth Third Bank offers a variety of financial services, including personal and business banking, loans, mortgages, credit lines, and insurance products. Their services cater to individual consumers, small businesses, and commercial clients, providing comprehensive solutions for managing finances. The bank generates revenue through interest on loans, service fees, and commissions from insurance and investment products. Unlike many competitors, Fifth Third Bank emphasizes community engagement and financial education, providing resources to help clients improve their financial literacy. The goal of Fifth Third Bank is to support clients in achieving their financial objectives while fostering a strong connection with the communities they serve.

Cincinnati, OhioHeadquarters

1858Year Founded

IPOCompany Stage

Social Impact, Financial ServicesIndustries

10,001+Employees

Benefits

Health Insurance

Paid Sick Leave

Paid Holidays

Performance Bonus

Flexible Work Hours

Risks

Rising interest rates may decrease demand for loans and mortgages.

Competition from fintechs like Robinhood threatens Fifth Third's wealth management sector.

Sophisticated cybersecurity threats pose risks to customer data and trust.

Differentiation

Fifth Third Bank offers comprehensive financial solutions for individuals and businesses.

The bank emphasizes community engagement and financial education for client empowerment.

It provides a wide range of insurance products, including life, health, and disability.

Upsides

Increased demand for digital banking boosts Fifth Third Bank's online service offerings.

Partnerships with fintech enhance technological capabilities and customer experience.

Growing interest in sustainable finance attracts environmentally conscious customers.

Land your dream remote job 3x faster with AI

Try Jobo Free