Senior Software Engineer - Product Platform at Kikoff

San Francisco, California, United States

Kikoff Logo
$200,000 – $260,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
FinTechIndustries

Requirements

  • 5+ years of experience building and scaling production systems
  • Comfortable leveraging AI tools to work smarter and ship better products faster without sacrificing quality
  • Experience with Ruby on Rails is a plus but not required; strong fundamentals and the ability to learn quickly
  • A builder’s mindset — thrives in ambiguity, takes initiative, and enjoys owning systems end-to-end
  • Communicates technical complexity clearly and appropriately depending on the audience, listens actively and humbly to feedback, and knows that great software is built by teams, not individuals
  • Experience building platform services or shared infrastructure used by multiple teams
  • Knowledge of identity verification and KYC processes a plus
  • Excellent debugging instincts and the ability to piece together how unusual data states occurred

Responsibilities

  • Build and evolve foundational systems that power every product shipped
  • Own critical platform services that the entire engineering organization depends on, including identity and KYC infrastructure, furnishing systems, and other core capabilities
  • Ensure systems are rock-solid, scalable, and continuously improving
  • Enable product teams to move faster and serve customers better

Skills

Key technologies and capabilities for this role

Ruby on RailsAIKYCIdentity VerificationPlatform ServicesScaling SystemsDebugging

Questions & Answers

Common questions about this position

What is the salary range for this Senior Software Engineer position?

The salary range is $200K - $260K.

What is the work location and hybrid policy?

This is a hybrid role requiring 3 days onsite in San Francisco, CA.

What skills and experience are required for this role?

Candidates need 5+ years of experience building and scaling production systems, a builder’s mindset that thrives in ambiguity, excellent communication skills, and experience with platform services or shared infrastructure. Ruby on Rails is a plus but not required, along with knowledge of identity verification and KYC processes.

What benefits does Kikoff offer?

Benefits include full coverage of medical, dental, and vision insurance for the employee, meaningful equity in the form of RSUs, flexible vacation policy, and competitive pay with base + equity + benefits.

What makes a strong candidate for this position?

Strong candidates have 5+ years building scalable systems, comfort with AI tools, a builder’s mindset with end-to-end ownership, clear communication skills, and experience in platform services; Ruby on Rails and KYC knowledge are pluses.

Kikoff

Credit building services for individuals

About Kikoff

Kikoff helps individuals, especially those with low or no credit, build a positive payment history and improve their credit scores. Its services are user-friendly and do not require credit checks, making them accessible to a wide range of clients. Kikoff offers tools for credit management, including easy disputing, rent reporting, and credit monitoring reports, along with an optional Autopay feature. The company's goal is to empower users to take control of their credit journey and achieve significant improvements in their credit scores.

San Francisco, CaliforniaHeadquarters
2019Year Founded
$41.3MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Stock Options
Unlimited Paid Time Off

Risks

Increased competition from new fintech startups could dilute market share.
Regulatory scrutiny may lead to increased compliance costs for Kikoff.
Economic downturns could decrease consumer spending, impacting revenue.

Differentiation

Kikoff offers credit building without credit checks, making it accessible to many.
The platform provides easy disputing and rent reporting to enhance credit scores.
Kikoff's Autopay feature ensures clients never miss a due date.

Upsides

Kikoff recognized as a top credit builder app in 2024.
AI-driven tools can enhance user experience with personalized strategies.
Partnerships with educational platforms can attract younger demographics.

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